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Farming and Agricultural Insurance

How can our farming insurance experts help?

Our team of farm insurance brokers are industry experts and as a business we have over 60 years’ experience arranging insurance in agriculture. 

  • Local

    We have specialists across the British countryside who can take the time to visit your farm and gain a thorough understanding of you and your business.

  • Knowledgeable
    We understand agriculture and can provide cover and advice for the things affecting you.
  • Connected
    We work closely with many of the leading agricultural insurers to provide a range of innovative and market-leading solutions.

What agricultural insurance is available? 

We can arrange a wide range of farm insurance from arable to intensive livestock, property, business interruption, liability cover and more. Whether it is standard insurance for farmers or a modern diversification we can cater for each eventuality.

GET IN TOUCH WITH A FARMING INSURANCE EXPERT

Need expert advice?
Fill out an enquiry form below and we'll be in touch.

Click here to request a callback 01584 872 322

Clark Thomson

By joining forces with Clark Thomson in 2018, we became both Scotland and the UK’s leading community broker and client advisory business. Working together we will continue our journey to build and shape an exceptional business for our colleagues, clients and communities.


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Farm combined

Farm insurance combining the key elements of your farm that you need to protect. 

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Farm fleet

Covering your cars, commercial and agricultural vehicles, as well as implements and attachments.

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Farm diversification

Insurance in agriculture is evolving, and so are our solutions. We're here to help you branch out from traditional farming to develop new revenue streams.

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Agricultural contracting

Farmshield is a scheme designed with agriculture in mind, providing the best solution for your unique contracting business.

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Environmental liability

Having appropriate cover under your farm insurance policy could be crucial in avoiding unexpectedly large bills for clean up costs.

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Livestock disease cover

Animal and poultry disease outbreaks are unpredictable and often devastating. Your farm insurance policy could be crucial to dealing with livestock disease.

Agricultural equipment inspection

We can help you keep up-to-date with legislation and offer advise for protecting your farm and staff.

Read the latest rural sector articles and updates

New waste dumping scam affecting farmers

Arguably worse than fly-tipping, there’s a worrying new trend of illegal waste dumping across Britain.

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How to protect your farm against rural crime

According to statistics, rural crime cost an estimated £39.2m in the UK during 2016. To avoid your farm becoming a target, make sure you are doing the most you can to prevent your valuable items being stolen.

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Reducing antibiotic use should be win, win for farmers

In the Government's plan to contain and control antimicrobial resistance (AMR), a target has been set to reduce antibiotic use in animals by 25% by 2020. Read how experts claim this could be good for farmers.


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Frequently asked questions

Q
Why do I need farming insurance? 
A
There are so many risks in farming. Injury to your employees or members of the public, damage to your crops, livestock, equipment, theft of property, illness, weather events, legals costs and many more that can hurt your business. Having the correct insurance in place will protect your farm and your business.
Q
What types of agriculture equipment typically requires inspection?
A
Many machines around a farm require regular checks including: steam boilers, air pressure plants, refrigeration plants, hot water heating/supply systems, fork lift trucks, lifting plant including blocks and tackle, personnel lifts, excavators/loading shovels, telehandlers, general electrical/mechanical plants.
Q
Should I insure against the costs of the environmental damage my farm may cause?
A
Yes, if you are held responsible for a pollution event, the Environment Agency has the power to impose these clean up costs upon you, including the costs incurred by their consultants or contractors and even where the event occurs on your own land.
Q
What is covered under legal protection? 
A
We provide a specialist legal expenses cover for farmers that includes: contract disputes, criminal prosecution, wrongful arrest, employment disputes, property disputes, tax, arbitration and agricultural land, Basic Payment Scheme, personal injury and more.
Q
How often am I required to undertake LOLER? 
A

Lifting equipment has to be inspected once a year, unless it has a man cage, in which case it must be checked every 6 months.