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Farming and Agricultural Insurance

We're here to help with your farming and agricultural insurance

We understand the challenges you face; we find ways to manage your risks and arrange cover to protect your business. Our experts have:

  • A local footprint  
    Wherever you're located throughout the Great British countryside, we'll make ourselves available to you, to understand you and your business's unique challenges and risks.
  • Extensive knowledge 
    With farming backgrounds, our understanding of the agricultural market means we will arrange cover and provide advice on the things affecting you.
  • Strong connections
    We work closely with many leading agricultural insurance providers that offer a range of covers, so we'll find the protection that's right for your business. 

How our farming and agricultural insurance team can help you

We have access to a range of farming insurances covering your everyday risks – from farm buildings, livestock, theft and rural crime through to business interruption and revenue protection as well as your home. As farming evolves and adapts to a rapidly-changing world we are here for you every step of the way to give advice to help your business diversify and grow.

Whether you need standard farming insurance or more comprehensive cover, from arable to intensive livestock, property, business interruption, liability cover and more, you're in good hands. Farming and agricultural insurance will be one less thing for you to worry about with your adviser by your side.

GET IN TOUCH WITH A FARMING INSURANCE EXPERT

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Farm combined

Farm insurance combining the key elements of your farm that you need to protect. 

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Rural Protect 

Rural Protect is a specialist insurance product designed to protect the interests of rural clients

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Farm fleet

Covering your cars, commercial and agricultural vehicles, as well as implements and attachments.

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Farm diversification

Insurance in agriculture is evolving, and so are our solutions. We're here to help you branch out from traditional farming to develop new revenue streams.

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Agricultural contracting

Farmshield is a scheme designed with agriculture in mind, providing the best solution for your unique contracting business.

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Environmental liability

Having appropriate cover under your farm insurance policy could be crucial in avoiding unexpectedly large bills for clean up costs.

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Livestock disease cover

Animal and poultry disease outbreaks are unpredictable and often devastating. Your farm insurance policy could be crucial to dealing with livestock disease.

Agricultural equipment inspection

We can help you keep up-to-date with legislation and offer advise for protecting your farm and staff.

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Growing Timber

We know just how much time, labour, money, and maintenance work it takes to grow timber. Many standard insurance policies are inadequate for the unique circumstances of your work and won’t protect your assets if the worst happened.

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Read the latest rural sector articles and updates

Managing the waste on your farm – safely and legally

As a farmer, you’ll deal with a vast amount of waste over the year, including hazardous materials. So what are the rules and regulations around waste disposal, and could you be at risk of falling foul of the law?

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The farming journey to net-zero

Agriculture has a key role to play in achieving net-zero. Find out what that journey will look like and what the steps are that farmers can take along the way.

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Farm life: Keeping you and others safe

Agriculture is one of the riskiest industry sectors. Find how to create a farm safety culture that keeps you and your staff safe, while protecting your farming business, should the worst happen.

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Frequently asked questions

Q
Why do I need farming insurance? 
A
There are so many risks in farming. Injury to your employees or members of the public, damage to your crops, livestock, equipment, theft of property, illness, weather events, legals costs and many more that can hurt your business. Having the correct insurance in place will protect your farm and your business.
Q
What types of agriculture equipment typically requires inspection?
A
Many machines around a farm require regular checks including: steam boilers, air pressure plants, refrigeration plants, hot water heating/supply systems, fork lift trucks, lifting plant including blocks and tackle, personnel lifts, excavators/loading shovels, telehandlers, general electrical/mechanical plants.
Q
Should I insure against the costs of the environmental damage my farm may cause?
A
Yes, if you are held responsible for a pollution event, the Environment Agency has the power to impose these clean up costs upon you, including the costs incurred by their consultants or contractors and even where the event occurs on your own land. Find out more about environmental liability cover.
Q
What is covered under legal protection? 
A
We provide a specialist legal expenses cover for farmers that includes: contract disputes, criminal prosecution, wrongful arrest, employment disputes, property disputes, tax, arbitration and agricultural land, Basic Payment Scheme, personal injury and more.
Q
How often am I required to undertake LOLER? 
A

Lifting equipment has to be inspected once a year, unless it has a man cage, in which case it must be checked every 6 months.