Why do you need medical indemnity insurance?
If a patient you’re treating suffers an injury on your premises, your public liability cover will protect you. On the other hand, if a claim is made against you that relates to a patient’s financial loss, in that case your professional indemnity will provide valuable protection against compensation and legal costs.
But, what if the claim relates to an allegation of neglect during treatment or therapy? This is where medical indemnity insurance will protect you against legal costs and claims for damages. As a doctor, nurse, dentist or other healthcare professional, when you’re running a busy surgery you have a duty of care to each patient, but if this slips you could face a claim of negligence.
Medical indemnity insurance is incorporated into all our care insurance policies, including care homes and domiciliary care.
What types of incidents will medical indemnity insurance cover?
As a medical professional, you risk facing claims made against you. Some of the common claims our medical indemnity insurance policy will cover you for include:
- Misdiagnosis or omissions
- Failure to diagnose
- Surgical errors
- Incorrect treatment
- Prescription errors
- Failure to provide a clean environment
- Failing to adequately train doctors and other staff.
*This list is not exhaustive
How our medical indemnity insurance experts can help you
Otherwise known as medical malpractice, medical indemnity insurance will provide cover if you breach your professional duties: alleged violation of duty of care or omissions, or professional negligence.
Our care insurance experts are here to ensure you and your organisation are protected should you find yourself facing a claim. Get in touch with us for a medical indemnity quote.
Get in touch with our health and care insurance team
Care home insurance
Running a care home is rewarding, but we know it can also be very challenging. We work with insurers who adapt to meet the ever-changing needs of today's care homes. At the same time, our dedicated team has over 25 years of experience in the care sector – we're here for you when you need us.
Domiciliary care insurance
We've been supporting businesses in the care sector for over 25 years. Our team of health and care experts have a wealth of experience and expertise, so we can arrange the right protection for your domiciliary care business.
Surgery insurance
Working with doctors, dentists, and healthcare practices across the UK, we understand the evolving challenges and issues you face. We're here to arrange the right protection for medical and dental professionals like you.
Frequently asked questions
What people like you, say about us
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July 22, 2022
Circular1 Health
Circular1 Health is a revolutionary testing service, born out of the COVID-19 crisis. Facing an uphill battle to obtain the necessary business cover, Circular1 turned to Marsh Commercial for help.
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February 25, 2022
Health and care, Gillian Dow, Mainstay Trust Ltd
I have found him to be diligent attending to our changing needs and super helpful throughout the process.
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December 17, 2021
Health and care, Sahreen Safdar, Mental Health Concern anf IAPT
Mark and the team at Marsh Commercial are very knowledgeable and readily available to support should we require it.
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