Commercial vehicle insurance

Save the headache of getting your commercial vehicles insured

Insurance shouldn’t be painful, after all, it’s there to protect you. If the unexpected strikes, you need a policy that can:

  • Protect your operation, liabilities and assets
    If your vehicles are out of action, you’ll struggle to do your job.
  • Remain price competitive to market conditions
    While lowering your total cost of risk.
  • Reduce your administrative burden
    By saving the time and effort of managing multiple policies for different vehicles and different drivers.

What commercial vehicles are you looking to insure?

  • Chauffer cars
  • Coaches and buses
  • Company cars
  • Fleets
  • HGV/Trucks
  • Minibuses
  • Taxis
  • Vans

Whatever vehicle you run, we can offer a commercial vehicle insurance solution that meets your needs. Even a forklift!

What does a commercial vehicle insurance policy cover?

Commercial vehicle insurance policies can include:

  • Theft, damage and third-party liability
  • Vehicle recovery and repairs (including heavy goods vehicles)
  • Personal accident and medical expenses
  • Personal effects and tools
  • Courtesy car/light commercial vehicle
  • Passenger and public liability

Take advantage of policy add-ons, at no extra charge! Some policies offer add-ons at no extra charge, such as motor legal expenses giving you access to expert legal help in the event of accident or injury. Get in touch to discuss.

Here when you need claims support

Claims happen. When they do, our claims service kicks into action to support you. Expect something of real value.

  • 43,000+ claims handled in 2020!
  • In-house claims advisers – we are based in the UK to support you and your business when you need us most.
  • Access to expert claims consultants – If you have a large loss, there is specialist support on hand for your business at a critical time.

It’s our chance to prove the value of the products and services you’ve purchased.

Trade credit insurance

Non-payment can be a significant risk for any business trading on open credit terms. Trade credit insurance helps mitigate this risk. It can cover any business dealing on credit terms, whether supplying goods, providing services or operating in a contracting environment. 

Commercial van insurance

Managing a fleet of vehicles is a challenging job. The last thing you need is stacks of paperwork to discover you’re either not insured or your insurance is inadequate should you need to make a claim. That’s where we can help you.

Chauffeur insurance

Our chauffer insurance solutions will help ensure:

The bride gets to the wedding

The CEO makes their board meeting

The S-Class stays on the road

Let us take the responsibility of sourcing your insurance. You focus on getting your VIPs to where they need to be.

Commercial vehicle driving instructors

Get insurance for commercial vehicle driving instructors to cover the needs of your driving school. Go teach the HGV, truck and lorry drivers of tomorrow. Leave the insurance to us.

Frequently asked questions

How many vehicles do you need for fleet insurance?
Our commercial vehicle fleet insurance can cover fleets with 25 vehicles or more. But we also have a mini-fleet insurance package that can cover businesses with 2 ‒ 25 vehicles.
How much does commercial vehicle insurance cost?
The cost of your commercial vehicle insurance will depend on the type of vehicle you have, your mileage and the industry you work in. Get in touch with our experts to get a quote to suit your requirements.
Can I insure a commercial vehicle privately?
Private vehicle insurance is usually for social and domestic purposes as opposed to using your vehicle for work activities like transporting equipment or tools. A private policy may not cover you if you have an accident whilst driving for work, even if it’s a part-time job, so a commercial vehicle insurance policy would be recommended.
Is a taxi cab a commercial vehicle?
Yes. A taxi would be considered a commercial vehicle because the purpose of transporting passengers is to make a profit.
What does light goods vehicle mean?
Light goods vehicles are a type of commercial vehicle that have a weight limit of no more than 3.5 tonnes.