Psychologist INSURANCE

Tailored professional liability insurance for psychologists

As a professional psychologist, you take on significant responsibility for your clients – you’re in a position of trust so your livelihood depends on your skills, experience, and your reputation for patience, discretion, and outstanding care. It’s important that you have the peace of mind to carry out your work with confidence knowing that you have the protection you need in place. 

  • Protection
    Oxygen professional liability insurance is specifically designed to cover your work as a psychologist. Underwritten by Hiscox, cover can be extended to include, where appropriate, work as an educator, trainer or supervisor of psychologists, medico legal, and expert witness work.
  • Care 
    We recognise that every psychology practice is unique, so the Oxygen team will take the time to understand the work you do and the risks you face – before tailoring psychologist insurance to meet your needs.
  • Claims
    We hope you never have to make a claim under your Oxygen indemnity insurance for psychologists, but if you do, we have a dedicated claims team on hand to help support you throughout the process.

An experienced, specialist team

Oxygen is a specialist provider of insurance for psychologists and other people-based professions.

We strive to be a distinctive and refreshingly professional insurance provider that delivers superior products and service. We work hard to design insurance products that drive business value for our customers, protect their livelihoods, and provide a level of service that our customers tell us is exceptional.

Our psychologist insurance

We have worked with leading insurer, Hiscox, to design specialist indemnity insurance for psychologists. A civil liability insurance policy, its primary purpose is to help with the cost of defending any civil claims against you as well as any damages or compensation awarded against you. It covers you to work anywhere (excluding USA and Canada, we can be purchased separately) and includes home-based, online, and telephone therapy.

What our psychologist insurance covers:

  • Public and product liability (£10 million).
  • Professional indemnity and malpractice.
  • Complaints and disciplinary hearings.
  • Crisis containment.
  • Confidential notes and records.
  • Directors and officers (D&O) liability.
  • Therapeutic wills.
  • 24-hour commercial assistance and legal helpline.


Optional psychologist insurance cover:

  • Employers' liability insurance.
  • Cyber insurance.
  • Management liability insurance.
  • Contents insurance.