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Rural Protect

Why buy Rural Protect?

Many rural businesses are facing increased employment legislation and investigations by regulators and enforcement agencies, but are unable to find a management liability insurance solution, which is tailored to the specific needs of partnerships, sole traders and limited companies.

Who is this product for?

An economical product, available to a wide range of businesses including; farmers, rural business owners and managers, agricultural contractors, farms, farm estate, farm shops, livery yards, racehorse trainers, riding schools, shoot proprietors, smallholders, tree surgeons etc.

This product means that clients can

  • Benefit from free, and up front advice from a solicitor on a wide range of issues, something that other schemes simply don’t provide
  • Choose limits of indemnity £100k, £150k and £250k
  • Can arrange cover independently from a farm insurance programme
  • No prospect of success clause, unlike a standard legal expenses policy
  • Benefit from £25,000 pollution clean-up costs and employee theft up to £100,000 as standard
  • Provides PR crisis costs and expertise
  • Provides cover for costs up to £1,500 per routine tax enquiry or compliance visit by HM Revenue or Customs
  • Cover up to £10,000 for third party, funds transfer and telephone fraud
  • 24/7 crisis legal helpline