Farm Diversification Insurance

What is diversification on farm?

Many farmers are diversifying their businesses by introducing other commercial income streams alongside their core farm activities

Around 50% of UK farms run some kind of diversified activities in their farming business and these generate an average of £10,400 extra revenue per farm. Other benefits include:

  • Maximise your farm's physical resources and characteristics
  • Utilise your skills and the skills of your workers
  • Increase your contribution to the local rural economy1


1 https://www.gov.uk/guidance/diversifying-farming-businesses

How our farm insurance experts can help

We have a team of agricultural insurance experts who understand the risks associated with the business activities you may run alongside your farm.

Renewable energy projects

From concept to operation, we're here to help you introduce renewable energy projects like wind, wave, marine, hydro, biomass and solar onto your farm.


Introducing a farm shop, café or tearooms? It's important to understand the specific risks you face and let us help you put the right level of cover in place.

Garden centres and nurseries

Thinking of making your garden centre or nursery commercial? No matter how large or small, we can provide advice when you need it. 

Contracting and haulage

Taking on some contracting work from neighbours? Going out on your own? We're here to make sure you and your business are protected.


Whether you're letting out property, farm buildings, land or industrial units, we'll find the solution for your evolving business.

Leisure and tourism

Ready to open a new B&B, or expand your camping and caravan sites? Get in touch to find out any additional risks you might be exposed to.

Education and corporate entertaining

Leave no stone unturned when inviting schools for farm visits or introducing corporate entertaining such as shooting and fishing. We can help identify the risks and come up with a solution.

Food production

Here to provide advice and cover for your food production ventures from cheese and ice cream to alcoholic drinks and bottles preserves.

Equine livery

When letting out land, stables or offering livery on your farm, we can help you understand the regulatory requirements and ensure your new venture is protected. 


Any small manufacturing businesses, from garden furniture to wrought iron goods, can pose risk that may fall outside of your current cover.