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ROAD SURFACING CONTRACTORS INSURANCE

We're here to help with insurance for road surfacing contractors

From building new roads or highways to resurfacing and repairing potholes, we know your job is varied and carries many risks. Because of these risks to yourself, your staff or contractors, and the general public, you need insurance cover that gives adequate protection and reassurance for your clients. 

We understand your business and the challenges you face, so we developed road surfacing contractors' insurance that offers:

  • Protection for:
    tools and equipment that you own, as well as those you hire in or loan out
    vehicles or plant used for your work
    property and materials that are lost or damaged whilst on-site 
    environmental damage, contamination or pollution caused by your work.
  • Bespoke cover – whether you're a sole trader or manage a team of workmen, our business insurance for road surface contractors is designed around you. You'll only pay for the cover you need.
  • Professional advice and support – throughout the life of your policy, we'll be on hand to help you with any queries, problems or issues you may have. We'll also support you if you need to make a claim.
  • Saving you time – leave the hard work to us; we'll search our selection of the UK's leading and specialist insurers to find the provider that suits you best.

How our team of road surfacing insurance experts can help you

At Marsh Commercial, we have over 28,000 contractors who have chosen us to manage their insurance needs. That's almost £130m in gross written premium (GWP); you're in good company. 

You wouldn't think of starting a job without the right equipment. Arranging insurance for your road surfacing business is no different. It pays to speak to our professionals, and that's why we're here to help you. 

We're part of a global group with a local community focus. Our team of experts have years of experience supporting tradesmen and contractors like you.

We take time to understand your unique needs to arrange the business insurance for road surface contractors that's right for you. So can focus on your business.

What cover can road surfacing contractors insurance offer?*

We can arrange the following areas of cover, depending on your business needs:

  • public liability
  • employers liability
  • professional indemnity
  • subcontractor liability
  • contract works
  • plant
  • vehicles, including directors’ cars
  • stored materials
  • tools in transit
  • groundwork risks
  • environmental clean-up.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

Groundworker insurance

As one of the first tradesmen on-site, we know that your role carries high levels of risk to you, your staff or subcontractors, and the general public. You face many potential unknown dangers, so you need comprehensive groundwork insurance in place to protect against these challenges

Civil engineering contractors insurance

We know your work can often present risks. Because we understand the day-to-day risks and challenges you face, we developed a specialist civil engineering contractors insurance package.

Builders insurance

We know the nature of your work carries many risks to you, your staff or subcontractors and the general public. You need cover that gives adequate protection against these risks and reassurance for your clients.

Frequently asked questions

Q
What insurance does a road surfacing contractor need?
A
Because your work is so varied, you face many different daily risks and challenges. It's important to protect yourself against these risks by having the right insurance in place. If your tools or equipment are damaged or stolen, you would have to pay to repair or replace them without insurance. This could potentially be a substantial cost to your business. Your equipment could also pose a hazard to members of the public. As a road surfacing contractor, you should have public liability insurance in place to protect against risks that may cause injury to the public or your customers. If you employ staff, you're legally required to have employers liability insurance. Professional indemnity insurance will cover any legal costs and damages that you could be liable for should you or your business make a mistake.
Q
Do road surfacing contractors need public liability insurance?
A
Accidents happen. Every day, your business is exposed to risks that may cause injury to the public, your customers and anyone visiting your site, as well as property damage. You need to protect yourself against third-party claims arising from these situations. Public liability insurance will cover legal defence costs and compensation costs should you face a claim against yourself.