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GROUNDWORKER INSURANCE

We're here to help with insurance for groundworkers

You wouldn't think of starting a job without the right equipment. Arranging insurance for your business is no different. It pays to speak to professionals, and that's why we're here to help you.

As one of the first tradesmen on-site, your role carries high levels of risk. We understand your business and the challenges you face, and can help you find insurance for groundworkers.

  • Your plant, property and work, covered ‒ groundwork insurance can provide cover for: tools and equipment that you own, as well as those you hire in or loan out; vehicles; property and materials on-site; and underground or environmental damage caused by your work.
  • Bespoke cover ‒ from sole traders to managers of teams of groundworkers, our groundworker insurance is designed around you.
  • Professional support ‒ our expert team are on hand to answer any questions you have, resolve issues you encounter, and with any claims that arise.

How our team of groundworker insurance experts can help you

At Marsh Commercial, we're part of a global group with a local community focus. Our team of experts have years of experience supporting tradesmen and contractors like you working in the building industry.

We take time to understand your needs to arrange the groundworkers insurance that's right for you.

 

What cover can groundworkers insurance offer?*

We can arrange the following areas of cover, depending on your business needs:

  • public liability
  • employers liability
  • professional indemnity
  • subcontractor liability
  • contract works
  • plant
  • vehicles, including directors' cars
  • stored materials
  • tools in transit
  • groundwork risks
  • environmental clean-up.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

Builders insurance

We know the nature of your work carries many risks to you, your staff or subcontractors and the general public. You need cover that gives adequate protection against these risks and reassurance for your clients.

Civil engineering contractors insurance

We know your work can often present risks. Because we understand the day-to-day risks and challenges you face, we developed a specialist civil engineering contractors insurance package.

Road surfacing contractors insurance

From building new roads or highways to resurfacing and repairing potholes, we know your job is varied and carries many risks. Because of these risks to yourself, your staff or contractors, and the general public, you need insurance cover that gives adequate protection.

Frequently asked questions

Q
Do I need insurance as a groundworker?
A
Your role potentially carries one of the highest risk aspects in construction, so you need to be prepared for the unexpected. Having comprehensive groundworker insurance cover in place is essential to protect yourself and your business from any damage caused by your work. If your tools are damaged or stolen, you would have to pay to repair or replace them without insurance; potentially, this would be a significant cost to your business. Your tools could also pose a hazard to members of the public. As a groundworker, you should have groundwork public liability insurance in place to protect against risks that may cause injury to the public or your customers. If you employ staff, you're legally required to have employers liability insurance. Professional indemnity insurance will cover any legal costs and damages that you could be liable for should you or your business make a mistake.
Q
Do groundworkers need public liability insurance?
A
Accidents happen. Every day, your business is exposed to risks that may cause injury to the public, your customers and anyone visiting your site, as well as property damage. You need to protect yourself against third-party claims arising from these situations. Groundwork public liability insurance will cover legal defence costs and compensation costs should you face a claim against you.