Insurance brokers in Harrogate

Central House, Otley Road, Harrogate, HG3 1UF
9am - 5pm
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Insurance brokers in Yorkshire, your local Harrogate team

We have worked in North Yorkshire for over 50 years. The Harrogate team is here to help clients no matter the size or trade. For us, being a community broker is, first and foremost, about looking after you. It’s about being familiar with the Yorkshire region, engaging with you and understanding your business – a level of awareness which can only be achieved by living and working in the area, and we do just that.

We specialise in several niche areas including rail insurance, agriculture insurance, lottery and online gaming insurance as well as business finance. 

Proud to be in Harrogate

We were formed in Knaresborough, North Yorkshire in 1968 by Geoff Cook and John Smart. Moving to Harrogate in 1980, Smart and Cook Ltd became one of the largest independent insurance brokers in the UK during the 1990s and early noughties before sale to AXA UK in 2007. Smart and Cook Ltd gained a reputation as a professional broker who built its business through acquisition and organic growth. Harrogate was historically the head office and largest branch location within Smart and Cook and was a top 3 office within Bluefin.

For businesses like yours

We focus on helping UK SMEs and growing corporates. This means everything we do is designed to help and support unique businesses like yours.

Agriculture insurance

We can arrange a wide range of farm insurance from arable to intensive livestock, property, business interruption, liability cover and more. Whether it is standard insurance for farmers or a modern diversification we can cater for each eventuality.

Rail insurance

Marsh Commercial in Harrogate offer insurance solutions for all types of rail organisations, including passenger service and freight operators, rolling stockleasing companies, locomotive owners and more.