Local insurance brokers in Harrogate serving our clients and community for over 40 years
Our locally based Harrogate team provides commercial insurance solutions for SME, mid-market and corporate clients no matter the size or trade. We can provide guidance on insurance portfolios on anything from large multi-national corporations to local family owned businesses.
Our team are empowered to deliver a fresh approach, using their sector expertise and knowledge to develop insurance and risk management programmes, tailored for businesses operating in the modern world.
We have specialist knowledge in several niche areas including Rail, Heritage, Business and Leisure, Engineering, Construction and Power.

The top concerns for Northern business leaders

Proud to be in Harrogate
Marsh Commercial in Harrogate was born out of Smart & Cook Ltd, one of the largest and most respected independent UK insurance brokers in the 1990s. Built on traditional values and a client-first approach so valued by our clients, today we remain firmly rooted in the North Yorkshire business community. Now combined with the power of Marsh, we provide world-class expertise to businesses both locally and across the UK.

Is your property fully insured?
*subject to qualifying criteria

For businesses like yours

Rail insurance
We have 25 years of experience in arranging insurance for a wide range of rail companies. This means we can arrange passenger and freight train insurance, rolling stock insurance, heritage railway insurance, as well as providing cover for leasing companies and maintenance facilities. The rail insurance policies we arrange mean our client’s benefit from bespoke protections not found elsewhere.

Heritage, business and leisure insurance
If you’re looking for hotel insurance, castle insurance, museum insurance or charity insurance, and your business operates from a building of historic or architectural significance, then we have the expertise to help you find the most suitable cover. These properties often have unique or unusual features or builds and therefore insurance require special consideration, knowledge and understanding of the risk.

Engineering, construction and power insurance
With experience that covers a broad range of technologies and industry sectors - including construction insurance, plant insurance, and manufacturing business insurance as well as leisure, commercial and public sectors - we have the knowledge to show you how you can stay ahead of emerging risks in a complex world. For operators of industrial and commercial machinery, our innovative MACH 3-5-7 insurance product is designed to help plan for unforeseen costs of breakdowns, operator error and production interruptions at a fixed cost for up to 7 years.