wind energy insurance

Here to help with your specialist wind energy insurance

We understand wind energy and the specialist risks and opportunities your project faces when supplying renewable energy.

Our sector understanding and insurer relationships means we can deliver the right solutions for your business:

  • wind turbine insurance, including material damage, mechanical and electrical breakdown and business interruption
  • construction insurance – link to OCIP
  • advanced loss of revenue
  • employer’s liability
  • public and products liability
  • environmental impairment liability
  • directors’ and officers’ insurance

Relax; you're in safe hands. Should the unthinkable happen, we've got you covered.

How our wind energy insurance experts can help

Our team of experts work with specialist insurers in the renewable energy market. We're here to offer advice and support when you need us, from arranging cover to settling a claim, should you need to make one. So, whether you have a single turbine or run an offshore wind farm, your insurance will be in safe hands.

Protecting your renewable energy investments

The UK’s renewable energy sector faces uncertainty and changes. From targeted net-zero emissions by 2050, to concerns around new technologies. Our renewable energy eBook explores how key organisations are working together to help the industry grow by ensuring long-term insurance protection.

Renewable energy project insurance

Planning a bigger project?
Whether this is your first project, or you are an experienced investor, getting insurance cover and mitigating the risks should be a priority during the planning process. We can advise on key areas of company risk to help reduce claims and business disruption.

Frequently asked questions

How much does wind turbine insurance cost?

The cost of your wind turbine insurance will depend on many factors such as:

  • the number of turbines you want to cover; 
  • the make and model of the turbine(s);
  • where the turbine(s) are located;
  • the MW power of the turbine(s);
  • the claims history;
  • the level of cover and the types of cover your require;
  • the maintenance of the turbine(s) and;
  • the security and access to the site. 

Our specialist renewable energy insurance experts can help explore the renewable energy insurance market and arrange cover that’s right for your business.

Doesn’t my business insurance cover equipment?
Some business insurers provide basic material damage cover for equipment, but it rarely provides cover for loss of revenue or breakdown cover leaving you severely exposed.
Why would I need business interruption insurance when I have a warranty?
A. Whilst a warranty will cover labour and parts that are faulty and need repairing or replacing, it will not cover the loss of income caused by the plant not running at its normal capacity should there be, for example, a delay in your plant being repaired.
Are you able to provide cover under one policy through construction into operation of the plant?
Possibly, but this may depend on the current insurance market conditions. Insurers prefer to be involved as early as possible. Involving an insurer from the outset clearly benefits your project as:

1. they will understand your plant; and
2. you will be able to factor in loss mitigation controls they require from the outset. It is far more financially viable from a Capital Expenditure (CAPEX) perspective to do this than trying to retrofit which can be extremely costly.
Can you help me understand and meet funders’ requirements and clauses?
Yes, we have over 15 years industry experience and understand funder requirements and can provide the advice and insurance programme conditions required.