Recruiters Choice

We are pleased to present Recruiters Choice, a recruitment sector specific insurance product made to ensure your recruitment agency is covered for today’s evolving risks. It offers recruiters wide ranging cover and protection, which encompasses comprehensive liability and indemnity cover with some handy additional extensions.

We understand what matters most to you is keeping your business running, and your employees and clients happy, so we’ve done our research to provide you with cover options that do just that! By providing you with access to this depth and quality of cover, we can accommodate most high-risk areas for recruitment agencies.

General features include:

• professional indemnity, with the option to add vicarious cover
• employers and public liability - covering claims made against you by the public or employees, which extends to include temporary workers. Includes contractual vicarious liability
• cyber and data cover included as standard*
• medical malpractice available up to £100,000
• allows for the supply of PAYE temps, employed temps, zero hours temps, umbrella and limited company contractors
• cover for claims arising worldwide (USA/Canada is available on request)
• no requirement to submit non-standard contracts
• no contractual liability exclusion
• business HR automatically included
• directors and officers liability available up to £100,000 included as standard*
• includes criminal prosecution defence costs cover in relation to prosecution under Health & Safety legislation, and the Corporate Manslaughter and Corporate Homicide Act 2007
• drivers negligence cover available
• interest-free instalments.

^{*Included as standard when you buy either public liability or professional indemnity cover, providing the insurer’s criteria have been met.}

Significant exclusions and conditions

• cover is excluded for fraud, and deliberate, reckless or dishonest acts
• insurers will not pay a claim unless premium payments are up to date as per agreement
• claims may be refused if the policyholder has failed to make a fair representation of their risk.