Why do you need group travel insurance?
In today’s global marketplace, it’s become increasingly necessary for employees to travel abroad on business. When trips go wrong, your business may be liable to cover costs incurred as a result of a medical, legal, or personal emergency that caused the disruption.
How our insurance experts can help you
We take time to understand the risks you face and advise how to manage them. We're here to make sure you have the right insurance to protect your business.
What cover can group travel insurance offer your business?
Our group travel insurance team can arrange commercial travel cover to protect both your business and your employees should a crisis occur. Whether you’re looking to set up a new group travel insurance policy or review your existing one, we can provide the expertise, service, and competitive premiums to suit your business.
As well as lost luggage, cancelled flights, injury and theft, and advice on hijack or kidnap situations, other group travel policy features include cover for:
- Replacement personnel – in case a staff member returns early and has to be replaced by someone else
- Cancellation and curtailment
- Holiday and secondments
- Emergency expenses.
Policyholders will also have access to a specialist 24/7 emergency helpline.
Employers liability insurance
Employers liability insurance is compulsory by law for most businesses. As an employer, you are responsible for the health and safety of any worker under a contract of service. If a worker suffers an injury or an illness that they believe is your fault, they may try to claim compensation from you.
Having the right office insurance is essential to protect you against damage to your office premises or equipment, minimising the interruption to your business that could lead to loss of income.