Why do you need legal expenses insurance?
Our legal expenses insurance provides cover for all fees and expenses from solicitors, barristers, witnesses, court costs and opponents’ costs if awarded against an insured risk. You will also have access to advice and guidance to a 24/7 helpline.
How our insurance experts can help you
We take time to understand the risks you face and advise how to manage them. We're here to make sure you have the right insurance to protect your business.
We offer two tiers of legal expenses cover
Our commercial legal protection policy includes cover for:
- Employment disputes and compensation awards
- Legal defence
- Property protection and bodily injury
- Tax protection
- Statutory licence protection
- Contract disputes
- Disciplinary hearings.
Plus, for an extra layer of protection, our commercial legal protection plus policy includes cover for tenancy disputes and debt recovery. You will also benefit from access to a number of complementary advice helplines including:
- Legal advice helpline
- Tax advice helpline
- Health and medical advice helpline
- Business law helpline
- TUPE helpline (only available with commercial legal protection plus).
Employers liability insurance
Employers liability insurance is compulsory by law for most businesses. As an employer, you are responsible for the health and safety of any worker under a contract of service. If a worker suffers an injury or an illness that they believe is your fault, they may try to claim compensation from you.
Having the right office insurance is essential to protect you against damage to your office premises or equipment, minimising the interruption to your business that could lead to loss of income.