Professional indemnity insurance for charities

What cover can professional indemnity insurance offer?

If you're responsible for causing financial loss to your client due to an error or omission in the advice or services you have provided, your professional indemnity (PI) policy will protect you. Any legal costs and expenses involved in defending a claim, as well as compensation payable, will be covered.

As a charity, you strive to give the best advice and avoid making mistakes, but occasionally they do happen. PI insurance protects you and your charity if your client alleges a financial loss for:

• a breach of a professional duty of care or unintentional breach of contract
• unintentional breach of confidentiality or copyright
• loss of documents or data.

Just as your clients have individual needs, not all PI insurance is the same. We can arrange a policy that provides the right protection you need to support your clients with confidence. You'll receive these benefits as standard on most PI policies:

• capped excess
• free tax advice helpline for you and on behalf of your clients
• instalment facility
• dedicated claims team
• free 24-hour legal and counselling advice helplines

Policy exclusions and restrictions may exist based on your unique requirements.

Professional indemnity insurance for charities

We understand as a charity, you're focused on providing a professional service. However, even the most experienced professionals make mistakes, presenting risks to you and your organisation. It's essential to have the right professional indemnity (PI) insurance in place that offers the necessary protection.

Here at Marsh Commercial, we can arrange cover that gives you and your charity peace of mind. We'll give you:

• Confidence
  We know you're dedicated to delivering specialist advice. You can be confident that we're committed to working with leading insurers on your behalf. We'll arrange appropriate cover – on competitive terms.
• Expertise
  Our team have a wealth of knowledge in arranging commercial insurance for professionals. We take time to understand your charity to ensure that the protection you have in place is suitable for the risks you face.
• Service
  We're here for you when you need us – from providing tailored advice to walking you through the claims process. So while you focus on supporting your clients, we're here to protect you, making insurance one less thing for you to worry about.

How our team of PI experts can help

We take time to understand the risks you face as a charity and advise how to manage them.

We're here to make sure you have the right PI insurance to protect you and your charity.