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Insurance for life coaching

Insurance for life coaches

We understand as a life coach guiding people to achieve important personal goals can be incredibly rewarding. However, your work also presents risks to you and your business. It's essential to have the right life coach insurance in place that offers the necessary protection.

Here at Oxygen, we can arrange cover that gives peace of mind for you and your business, including:

  • Protection
    Our professional liability insurance protects you so you can relax and focus on supporting your clients. Underwritten by reputable insurer, Hiscox, we can arrange to extend your cover to include hypnotherapy and cognitive behavioural therapy (CBT) if required.
  • Professional advice and support
    Throughout the life of your policy, we'll be on hand to help you with any queries, problems or issues you may have. We're here to support you should you need to make a claim.
  • Saving you time
    It's quick to get a quote and buy your insurance online. If you'd prefer to speak to a member of our experienced team, we're here to give you the help you need, whenever and however you need it.

Get a quote today

Get a quote in minutes, and arrange your Oxygen life coach insurance online – at a time that suits you. You can also call our team of experts who will offer advice and guidance on protecting your business and arrange your cover over the phone.

We take time to understand your needs to arrange life coach insurance that's right for your business.

Oxygen insurance for life coaches

With the right professional insurance in place, you can relax and confidently support your clients.

Oxygen insurance for life coaches includes cover for:

  • public and product liability
  • professional indemnity and malpractice
  • complaints and disciplinary hearings
  • crisis containment
  • confidential notes and records
  • directors and officers liability (for limited companies)
  • therapeutic wills
  • 24 – hour commercial assistance and legal helpline.

Optional cover available

Optional covers available include:

  • employers liability insurance
  • cyber insurance
  • management liability insurance
  • contents insurance.

Human resources

As a life coach, do you also offer HR training and consulting? Make sure you're protected. We can arrange the right cover for all your services.

Mediators

At Oxygen, we arrange specialist insurance for mediators. We're committed to providing you with the best possible advice, service and support.

Psychotherapists

Here at Oxygen, we provide specialist insurance for people-based professions, including psychotherapists. We're committed to delivering exceptional customer service.

Frequently asked questions

Q
Does my business need public liability insurance?
A
Public liability insurance protects you against costs associated with compensation payments and legal fees if you are found responsible for injuries incurred or damage caused to someone's property as a result of your work. The person injured could be a client, supplier or a passer-by. You need public liability insurance to protect your business from financial loss. Your regulator or membership body may also require you to have this cover in place.
Q
What is professional indemnity (PI) insurance?
A
PI insurance protects you if you are found responsible for causing financial loss to your client due to a professional error or omission. A PI policy covers legal costs and expenses you may incur defending a claim, as well as any compensation payable if you are found responsible.
Q
When does my business need to get employers liability insurance?
A
You should have employers liability cover in place from the day your practice starts employing staff. Whether paid or not, you are at risk of legal action from the moment you have any person for whom you are responsible.
Q
What is management liability insurance?
A
Someone taking legal action against you or your business could put your livelihood at risk. As a company director, you could be held personally liable. Management liability insurance, also known as directors and officers liability, covers you personally for any costs incurred defending a claim and awards made against you.
Q
Is my business at risk of cyber-attack?
A
Unfortunately, small businesses can be easy targets for cyber-criminals. The more sensitive the information held in your system – the more likely you will be targeted. Cyber-crime is more sophisticated than ever. However, cyber liability insurance not only covers your liabilities following an attack, it also springs into action as soon as the incident occurs, helping you to reduce the damage.

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