LIFE COACH Insurance

Comprehensive life coach insurance

Your expertise and reputation as a life coach is crucial to helping your clients clarify and achieve important personal goals. Without doubt, enabling that personal growth that can be incredibly rewarding, but life coaching brings risk too.

No matter how careful and professional you are, dissatisfied clients can bring legal action against you, potentially putting your reputation and livelihood at risk, while injury or illness suffered on your premises can also lead to claims for compensation. Guarding against these unforeseen threats is about putting in place the right life coach insurance for you – tailored cover to step in if the unexpected should happen, and which will enable you to advise clients with confidence.

  • Protection
    Rely on us to help you find professional liability insurance that’s closely matched to your individual needs, covering your work in coaching, mentoring, training, and development. Underwritten by Hiscox, cover can be extended to include other work such as HR, business consultancy or mediation.

  • Care 
    We recognise that your varied work as a life coach is not suited to a one-size-fits-all approach to insurance, so the Oxygen team will take the time to understand the work you do and the risks you face – then build the tailored life coach insurance you need. We consistently get excellent client feedback and we regularly receive word of mouth recommendations from happy customers.

  • Claims
    We hope you never have to make a claim under your Oxygen insurance for life coaches, but if you do, we have a dedicated claims team on hand to help support you throughout the process.

An experienced, specialist team

Oxygen is a specialist provider of insurance for life coaches and other people-based professions.

We strive to be a distinctive and refreshingly professional insurance provider that delivers superior products and service. We work hard to design insurance products that drive business value for our customers, protect their livelihoods, and provide a level of service that our customers tell us is exceptional.

Our coaching insurance

We have worked with leading insurer, Hiscox, to design specialist insurance for life coaches. A civil liability insurance policy, its main purpose is to help with the cost of defending any civil claims against you as well as any damages or compensation awarded against you. It covers you to work anywhere (excluding USA and Canada, which can be purchased in addition) and includes home-based, online, and telephone consulting.

What our coaching insurance covers:

  • Public and product liability (£10 million).
  • Professional indemnity and malpractice.
  • Complaints and disciplinary hearings.
  • Crisis containment.
  • Confidential notes and records.
  • Directors and officers (D&O) liability.
  • Professional wills.
  • 24-hour commercial assistance and legal helpline.

Optional coaching insurance cover:

  • Employers liability insurance.
  • Cyber insurance.
  • Management liability insurance.
  • Contents insurance.