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Landlord insurance

Why do you need landlord insurance?

Putting in place the right landlord insurance is vital to protecting your investment and your rental income. We can find you landlord insurance to help:

  • Keep the rent flowing.
  • Recover from a fire or flood.
  • Cover extensive unoccupied periods.
  • Shield your personal assets.
  • Protect your reputation.

Have reassurance that should things go wrong, you’re protected with the right landlord insurance from our selection of the UK’s leading and specialist insurers.

 

Landlord insurance quotes

We understand the confusion that can be associated with arranging landlord insurance. Insurance shouldn’t be painful, after all it’s there to protect you.

So whether you own a: single buy-to-let property; large property portfolio; commercial or residential property; holiday let; or even an Airbnb, make the process of becoming insured as simple and stress-free as possible with Marsh Commercial in your corner. There’s no waiting around. 

Frequently asked questions

Q
Do I need landlord insurance?
A
Landlord insurance can protect you and your properties if something goes wrong. It can help you recover from incidents like fires or floods, protect loss of rent whilst repairs are going on or if your property is vacant, and it can help defend your reputation if you’re held liable for injury or illness affecting your tenants. It can also cover costs if your property is damaged accidentally or maliciously. If you don’t have landlord insurance, you will likely have to pay for all of these costs yourself.
Q
What insurance do landlords need?
A
The type of landlord insurance you need depends on the type and number of properties you have. For example, commercial landlord insurance can provide cover for single retail units or office premises, whereas residential landlord insurance covers properties you rent out for people to live in.
Q
What does landlord insurance cover?
A
Landlord insurance can protect you if your property is affected by a serious incident, like a fire or flood. It can also cover contents or provide protection if you are held liable for injuries sustained in your property, and defend you financially against damage caused by tenants, vandalism or crime. It can also provide extra cover for furnishings, extended vacancy or even short-term lets.
Q
How much is landlord insurance?
A
The level of landlord insurance you need will depend on whether you have commercial or residential properties, how many properties you manage, and what covers you require. We have a range of products available, so whether you want additional extras to insure your furnishings, cover for extensive unoccupied periods or even short term lets, we can find suitable landlord insurance cover for you.