…

FINE DINING RESTAURANT INSURANCE

Here to help with fine dining restaurant insurance

Running a fine dining establishment requires passion, professionalism and attention to detail.

That’s why we’re the perfect fine dining insurance partner, because we’re as passionate about your industry as you are, and we look after the finer details to make sure you’re fully protected.

  • Industry experience and profile
    We have a strong reputation within the fine dining sector and represent many clients like you, so we know the challenges you face.
  • Risk management
    More than just an insurance policy – we help you identify risks and put plans in place to prevent and mitigate them.
  • Consultative approach
    We talk with you about your needs and work together to design a fine dining insurance solution that works for you.

How our fine dining insurance experts can help

Our fine dining team work with some of the most well-known and highly regarded restaurants in the industry. With over 25 years' experience in dealing with fine dining restaurants, we make sure that your fine dining restaurant insurance cover is as top quality as the service you provide. We also have close working relationships with many sector leaders like the Craft Guild of Chefs, Hardens and Think Eat Drink.

We’ll find the right insurance to meet your needs, help you plan for risks and support you when you need to make a claim. What’s more, we can investigate and provide further support, like bursaries, to help your business meet insurer requirements.

What our fine dining insurance covers

  • property
  • liability
  • business interruption
  • stock
  • theft
  • Tronc
  • loss of license.

Restaurant chain insurance

Do you have more than one location that needs insuring? If so, we work with restaurant chains, franchises and portfolios. If you have more than one premises, then we can make sure you get the most suitable cover possible.

Single restaurant insurance

If you’re looking for straight forward restaurant insurance, which covers the most common areas you operate in, look no further than our sister company smei. We insure over hundreds of restaurants and other food and drink establishments in the UK and can deal with almost all restaurant types.

Frequently asked questions

Q
What does fine dining restaurant insurance cover?
A
Fine dining restaurant insurance can include cover for the building and contents, as well as your stock; public and employers’ liability; and business interruption. Our policies also include cover for loss of licences, theft and even Tronc.