Fleet and Commercial Vehicle Insurance

Why do you need fleet and commercial vehicle insurance?

When you rely on a vehicle for the day-to-day running of your business, having the proper protection for it should be top of your list.

  • Save time and effort
    Save yourself the time and effort of managing multiple policies for different vehicles and different drivers.
  • Flexibility of cover
    We can find an insurer to provide cover to meet your individual requirements, from simple commercial insurance for cars to a fleet of trucks. Even a forklift.
  • The benefit of policy add-ons
    Some policies offer add-ons at no extra charge, such as motor legal expenses giving you access to expert legal help in the event of accident or injury.  

How our fleet and commercial vehicle insurance experts help

Our expert team work with you to understand exactly what type of vehicles you need covered, and then find the right insurance solutions that meet your specific business needs.

Commercial Vehicle Insurance solutions

Through our close relationships with leading insurers we are able to offer a broad range of commercial vehicle and fleet insurance solutions. These policies can cover:

  • Loss of or damage to material property
  • Stoppage of or interference with transport
  • Replacement locks in the event of keys being lost or stolen
  • Vehicle recovery and repairs (including heavy goods vehicles)
  • Courtesy car/light commercial vehicle
  • ‘New for old’ cover for the cost of replacement vehicles
  • Personal accident and medical expenses
  • Personal effects and tools
  • Cover for death or bodily injury of any persons (including passengers)
  • Uninsured loss recovery
  • Legal assistance plan
  • Territorial limits of the policy including EU and extended EU countries
  • Emergency overnight accommodation

Clark Thomson

We joined forces with Clark Thomson in 2018 and became both Scotland and the UK’s leading community broker and client advisory business. Working together we will continue our journey to build and shape an exceptional business for our colleagues, clients and communities.

Vehicle sourcing and finance

Choosing, sourcing, financing, and managing fleets can be hugely time-consuming. Whether you want just one vehicle or a fleet, cars or vans, our expert partners can help you find the right solution.

Fleet risk management

Managing a fleet is a challenge. Add the stress of dealing with claims, and you have a huge job on your hands. Effective risk management can help you to reduce both the cost and frequency of accidents and claims, which can help to reduce your premiums.