What's putting you at risk?

We surveyed over 2,000 business leaders like YOU to identify the key risks you’re facing and created the UK Business Risk Report - full of practical insights to help you tackle them. Download your FREE copy today.

Farm diversification insurance

Farm diversification insurance

0330 828 1108 Request a Quote

What our farm diversification insurance team can do for you

You're busy running your business. We appreciate that, so we work with specialist insurers that understand the risks associated with the commercial activities you may run alongside your farming business. We make insurance one less thing for you to worry about. We're here to protect your business and minimise disruption – should the unthinkable happen.  

Get in touch with our farming insurance experts

Request a Quote 0330 828 1108
Protecting your renewable energy project

Protecting your renewable energy project

From concept to operation, your renewable energy project is at risk, which could be caused by a lack of adherence to contractual requirements, risk management and supply chain issues. We can provide full contract advise, construction and operational insurance programs to protect your investment. 

Find out more
Farm diversification insurance, insurance for farmers markets, farm retail

Retail

Introducing a farm shop, café or tearooms? It's important to understand the specific risks you face and let us help you put the right level of cover in place.

Farm diversification insurance, insure farm nurseries

Garden centres and nurseries

Thinking of making your garden centre or nursery commercial? No matter how large or small, we can provide advice when you need it. 

Farm diversification insurance, agricultural contractors insurance

Contracting and haulage

Taking on some contracting work from neighbours? Going out on your own? We're here to make sure you and your business are protected.

Find out more
Farm diversification insurance, insuring farm property uk

Farm property

Farm building insurance covers damage to your buildings, produce, deadstock, machinery and tools.
Farm diversification insurance, leisure insurance

Leisure and tourism

Ready to open a new B&B, or expand your camping and caravan sites? Get in touch to find out any additional risks you might be exposed to.

Farm diversification insurance, corporate entertaining

Education and corporate entertaining

Leave no stone unturned when inviting schools for farm visits or introducing corporate entertaining such as shooting and fishing. We can help identify the risks and come up with a solution.

Farm diversification, insure food production

Food production

Here to provide advice and cover for your food production ventures from cheese and ice cream to alcoholic drinks and bottles preserves.

Farm diversification insurance, insure equine livery, horse stables

Equine livery

When letting out land, stables or offering livery on your farm, we can help you understand the regulatory requirements and ensure your new venture is protected. 

Farm diversification insurance, insure for farm manufacturing

Manufacturing

Any small manufacturing businesses, from garden furniture to wrought iron goods, can pose risk that may fall outside of your current cover.

Frequently asked questions

Many machines around a farm require regular checks including: steam boilers, air pressure plants, refrigeration plants, hot water heating/supply systems,fork lift trucks, lifting plant including blocks and tackle,personnel lifts, excavators/loading shovels, telehandlers, general electrical/mechanical plants.
 As a contractor, much of the work you do on your client's farms involve day-to-day risks, involving:
  • Injury to others
  • Damage to crops
  • Livestock
  • Equipment
  • Theft of property
  • Illness
  • Weather events
  • Legal costs
These are just a few examples; there are many more that can have a devastating impact on your business. By having the correct farming contractors insurance in place, you will be protected from these risks when you need it most.
 Many machines around a farm require regular checks to keep them in good working condition and to ensure they comply with Provision and Use of Work Equipment Regulations 1998 (PUWER).1
If you are held responsible for an incident that's caused environmental pollution, the Environment Agency has the power to impose cleanup costs upon you. This includes the costs incurred by their consultants or contractors. Accidents happen, so we would strongly recommend you protect yourself against the possibility of causing environmental liability.
As an agricultural contractor, you need to protect yourself against compensation claims made by a member of the public for injury or damage to their property. For example, someone may trip over your tools when you're working and sustains an injury. If you're held responsible, your public liability insurance could cover the legal fees and compensation costs.
 Yes, if you are held responsible for a pollution event, the Environment Agency has the power to impose these clean up costs upon you, including the costs incurred by their consultants or contractors and even where the event occurs on your own land. Find out more about environmental liability cover. We provide a specialist legal expenses cover for farmers that includes: contract disputes, criminal prosecution, wrongful arrest, employment disputes, property disputes, tax, arbitration and agricultural land, Basic Payment Scheme, personal injury and more. There are so many risks in farming. Injury to your employees or members of the public, damage to your crops, livestock, equipment, theft of property, illness, weather events, legals costs and many more that can hurt your business. Having the correct insurance in place will protect your farm and your business.

Read our latest related articles

  • farming cyber article banner

    October 25, 2023

    Cybersecurity: Protecting farmers from cyberattacks

    UK farmers face rising cyber threats, including phishing and AI risks. Prioritizing cybersecurity and insurance is crucial for protecting digitalized farming operations.

    Read More
  • Verticle farming article banner image

    July 05, 2023

    Vertical farming: are things looking up for the future of agriculture?

    Global vertical farming market is expected to grow at a compound annual growth rate of 10.3% by 2028, find out more on vertical farming and its benefits

    Read More
  • sheep worrying banner image

    May 11, 2023

    Protecting your flocks from sheep worrying

    70% of farmers have experienced a sheep worrying attack in the past 12 months and know the devastating impact it can have. Here are some necessary steps you can take to protect your flocks.

    Read More