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Farm & Agricultural vehicle Insurance

We're here to help with your farming and agricultural vehicle insurance

Whether you are a farmer or smallholder, contractor or landowner, with our farm fleet agricultural vehicle insurance, you can insure all of your farm vehicles and agricultural machinery under one policy. 

The policy will also cover attachments and equipment which is designed to be attached to farming vehicle. 

Often targeted, GPS systems are attractive to thieves – especially domes and portable systems that can be quickly taken from a tractor cab. However, it's not uncommon for agricultural vehicle insurance policies to exclude cover for your GPS once it's been removed from the vehicle. So make sure you have separate cover in place under your farm insurances for this vital piece of kit if you remove it for security purposes. Don't assume it's covered through your tractor insurance. 

The types of vehicles and machinery our farm vehicle insurance offers cover for includes: 

 
  • Tractors 
  • Self-propelled sprayers
  • Farm quad bikes
  • Combine harvesters
  • Private cars and commercial vehicles
  • Combine harvesters, forage harvesters and self-propelled potato harvesters
  • All attachments.

We understand the challenges you face; we find ways to manage your risks and arrange cover to protect your business.

How our agricultural insurance team can help you

You're busy running your business. We appreciate that. By working with specialist insurers that understand the risks you face and the importance of settling your claims quickly, we make insurance one less thing for you to worry about. 

We're here to protect your business and minimise disruption – should the unthinkable happen.  

Specialist cover to protect your farm vehicles and agricultural machinery

We can arrange policies to protect your farming vehicles, including:

  • Commercial use of a vehicle along with domestic use
  • Commercial use of a vehicle for various diversifications
  • Agricultural contracting use 
  • Young drivers working on the farm
  • Legal liability for death or injury to any other person, including passengers
  • Vermin damage
  • Ingestion of foreign objects and internal damage to machines
  • Cover for any authorised, licenced driver on agricultural vehicles
  • Up to £150k single item limit on trailers and attachments (market value) without need for specification
  • Windscreen and glass cover.

As with all insurances terms and conditions, excesses and exclusions apply. For full details of cover and exclusions please refer to the policy document.

We’re here to help should you find yourself having to make a claim. You can be confident we'll respond swiftly and efficiently, avoiding unnecessary disruption to your business – especially at peak times in the farming calendar.

 

Farm combined

Farm insurance combining the key elements of your farm that you need to protect. 

Environmental liability

Having appropriate cover under your farm insurance policy could be crucial in avoiding unexpectedly large bills for clean up costs.

Farm diversification

Insurance in agriculture is evolving, and so are our solutions. We're here to help you branch out from traditional farming to develop new revenue streams.