We're here to help with insurance for tree surgeons

We know the nature of your work can be dangerous, leaving you, your employees and the general public open to risks. You need flexible tree surgeon insurance to protect yourself – and your business. 
Because we understand the day-to-day risks and unique challenges you face, we're here to support you by offering:

  • Protection for:
    vehicles and plant that you own, as well as those you hire in or loan out
    property and materials that are lost or damaged whilst on-site
    contamination or pollution caused by your work.
  • Bespoke cover – whether you're a sole trader or manage a team of tree surgeons, our tree surgery insurance is designed around you. You'll only pay for the cover you need.
  • Professional risk management advice – we'll help to identify your key exposures to risk and how they can be reduced. We're here to arrange the right tree surgery insurance that will protect you against these risks.
  • Saving you time – leave the hard work to us; we'll search our selection of the UK's leading and specialist insurers to find the provider that suits you best.
  • Dedicated support – throughout the life of your policy, we'll be on hand to help you with any queries, problems or issues. We'll also support you should you need to make a claim; we'll have you back on track as quickly as possible. 

How our team of tree surgeon insurance experts can help you

At Marsh Commercial, we have over 28,000 contractors who have chosen us to manage their insurance needs. That's almost £130m in gross written premium (GWP); you're in good company. 

At Marsh Commercial, we're part of a global group with a local community focus. Our team of experts have years of experience supporting tradesmen and contractors like you.

You wouldn't think of starting a job without the right equipment. Arranging insurance for your tree surgeon business is no different. It pays to speak to our professionals, and that's why we're here to help you. 

We take time to understand your needs to arrange the tree surgery insurance that's right for you. So can focus on your business.

What cover can tree surgeon insurance offer?*

  • public liability
  • employers liability
  • product liability
  • subcontractor liability
  • contact works
  • plant
  • vehicles, including directors' cars
  • stored materials
  • tools in transit
  • groundwork risks
  • environmental clean-up.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

Landscape gardeners insurance

We know the range of work you do as a landscape gardener carries a range of risks. So, you should have the right insurance in place to protect you and your business.

Groundworker insurance

As one of the first tradesmen on-site, we know that your role carries high levels of risk to you, your staff or subcontractors, and the general public. You face many potential unknown dangers, so you need comprehensive groundwork insurance in place to protect against these challenges

Gardeners insurance

We know the range of work you do as a gardener carries a range of risks. So, you should have the right gardeners insurance in place to protect you and your business.

Frequently asked questions

What insurance does a tree surgeon need?
Because you work with potentially dangerous equipment in all weathers, you face many different daily risks and challenges. It's important to protect yourself against these risks by having the right insurance in place. If your tools are damaged or stolen, you would have to pay to repair or replace them without insurance. This could potentially be a significant cost to your business. Your tools could also pose a hazard to members of the public. As a tree surgeon, you should have tree surgeon public liability insurance in place to protect against risks that may cause injury to the public or your customers. If you employ staff, you're legally required to have employers liability insurance. Professional indemnity insurance will cover any legal costs and damages that you could be liable for should you or your business make a mistake.
Do tree surgeons need public liability insurance?
Accidents happen and as a tree surgeon, you and your business are exposed to risks that may cause injury to the public, your customers, as well as property damage. You need to protect yourself against third-party claims arising from these situations. Public liability insurance will cover legal defence costs and compensation costs should you find yourself facing a claim.
Do tree surgeons need professional indemnity insurance?
Mistakes happen; no matter how much attention you pay to detail, sometimes projects don't go to plan. As a tree surgeon, you are liable to pay any legal defence costs and any compensation relating to claims of errors in the design or the construction of your project. Professional indemnity for tree surgeons will protect against these costs if a claim is made against you.