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Scaffolders Insurance

We're here to help with scaffolders insurance

We know your work can be dangerous, leaving you exposed to a range of risks that may also impact your clients, staff or subcontractors and the general public. You need cover that protects your business against these risks and provides reassurance to your clients. Because we understand the day-to-day risks and unique challenges you face, we here to support you by offering:

  • Protection for:
    injuries suffered by a client, contractor or member of the public as a result of your work 
    damage to third party property
    injury, disease or death of an employee or sub-contractors whilst working for you*
  • Bespoke cover – whether you're a sole trader, partnership, SME business or a larger organisation, our scaffolding insurance is designed around you. You'll only pay for the cover you need.
  • Professional risk management advice – we'll help to identify your critical exposures to risk and how they can be reduced. We're here to arrange the right scaffolders' insurance that will protect you against these risks.
  • Saving you time – leave the hard work to us; we'll search our selection of the UK's leading and specialist insurers to find the provider that suits you best.
  • Dedicated support – throughout the life of your policy, we'll be on hand to help you with any queries, problems or issues. We'll also support you should you need to make a claim; we'll have you back on track as quickly as possible. 

*No need to declare employee numbers

How our team of scaffolders insurance experts can help you

At Marsh Commercial, we have over 28,000 contractors who have chosen us to manage their insurance needs. That's almost £130m in gross written premium (GWP); you're in good company. 

At Marsh Commercial, we're part of a global group with a local community focus. Our team of experts have years of experience supporting tradesmen and contractors like you. 

You wouldn't think of starting a job without the right equipment. Arranging insurance for your scaffolding business is no different, so it pays to speak to our professionals – we're here to help you. 

We take time to understand your needs to arrange the scaffolders insurance that's right for you. So can focus on your business.

What can scaffolding insurance include?

  • public liability 
    From £2m, £5m or £10m. Various height limit options are available, including 'unlimited', depending on your requirements.
  • employers liability
    For your employees and labour only sub-contractors in respect of injury, disease or death whilst under your employment
  • legal expenses up to a limit of £100,000
  • professional indemnity.

Roofing contractors insurance

We know your work can be hazardous and leave you exposed to a range of risks that may also impact your clients, staff or subcontractors and the general public. You need roofing contractors insurance that protects your business against these risks.

Builders insurance

We know the nature of your work carries many risks to you, your staff or subcontractors and the general public. You need cover that gives adequate protection against these risks and reassurance for your clients.

Window cleaners insurance

From working at height or relying on specialist extending pole equipment, we know your work is varied and can be hazardous. It presents different risks to you, your staff or subcontractors, and the general public. So you need window cleaners insurance cover that gives adequate protection against these risks.

Frequently asked questions

Q
What insurance do scaffolders need?
A
Because your work is so varied, you face many different daily risks and challenges, whether that's potential damage to client's property or working from height. It's important to protect yourself against these risks by having the right insurance in place. If your tools or equipment are damaged or stolen, you would have to pay to repair or replace them without insurance. This could potentially be a significant cost to your business. Your tools could also pose a hazard to members of the public. As a scaffolder, you should have scaffolding public liability insurance in place to protect against risks that may cause injury to the public or your customers. If you employ staff, you're legally required to have employers liability insurance. Professional indemnity insurance will cover any legal costs and damages that you could be liable for should you or your business make a mistake.
Q
Do scaffolders need public liability insurance?
A
Accidents happen. Every day, your business is exposed to risks that may cause injury to the public, your customers and anyone visiting your site, as well as property damage. You need to protect yourself against third-party claims arising from these situations. Scaffolders public liability insurance will cover legal defence costs and compensation costs should you face a claim against yourself.