We're here to help with insurance for flooring contractors

We know the nature of your work can be dangerous. Your specialist tools and equipment can be hazardous not only to yourself but to your staff, sub-contractors and the general public. There's also a risk of causing property damage whilst you're working.

Your tools are expensive investments that need protection against accidental damage or loss. Because we understand the day-to-day risks and challenges you face, we can arrange a flooring installer insurance package that forms an essential part of your toolkit, including:

  • Bespoke protection – whether you're a sole trader or manage a team of flooring installers, our flooring contractors’ insurance is designed around you and your business. As well as protecting your property and tools, we'll arrange cover for unexpected events that may cost you time, money and stress. You'll only pay for the cover you need.
  • Professional advice and support – throughout the life of your policy, we'll be on hand to help you with any queries, problems or issues you may have. We'll also support you if you need to make a claim.
  • Saving you time – leave the hard work to us; we'll search our selection of the UK's leading and specialist insurers to find the provider that suits you best.

How our team of flooring contractor insurance experts can help you

At Marsh Commercial, we have over 28,000 contractors who have chosen us to manage their insurance needs. That's almost £130m in gross written premium (GWP); so you're in good company. 

At Marsh Commercial, we're part of a global group with a local community focus. Our team of experts have years of experience supporting tradesmen and flooring contractors like you.

You wouldn't think of starting a job without the right equipment. Arranging insurance for your business is no different, so it pays to speak to professionals, and that's why we're here to help you. 

We take time to understand your needs to arrange the flooring installers' insurance that's right for you. So you can focus on your business.

What cover can flooring contractors’ insurance offer?*

We can arrange the following areas of cover, depending on your business needs:

  • public liability
  • employers' liability
  • subcontractor liability
  • contract works
  • plant
  • vehicles, including directors' cars
  • stored materials
  • tools in transit
  • environmental clean-up.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

Builders insurance

We know the nature of your work carries many risks to you, your staff or subcontractors and the general public. You need cover that gives adequate protection against these risks and reassurance for your clients.

Handyman insurance

From fixing the guttering on a five-storey roof to tending to a light fitting in a domestic property, we know your work is varied and presents different risks to you, your staff or subcontractors, and the general public. You need handyman insurance cover that protects against these risks.

Joiner insurance

Whether it's building the structure of a house, creating a staircase or making a bespoke kitchen, we know your work is varied and carries different risks. You need joiner insurance that gives adequate protection against these risks.

Frequently asked questions

What insurance does a flooring contractor need?
As a professional flooring contractor, you need to have public liability insurance in place to protect against risks that may cause injury to the public or your customers. If you employ staff, you're legally required to have employers liability insurance. Professional indemnity insurance will cover any legal costs and damages that you could be liable for should you or your business make a mistake. You may also consider other types of protection, including your tools and your equipment.
Do flooring contractors need public liability insurance?
 Accidents happen. Every day, your business is exposed to risks that may cause injury to the public, your customers or contractors. There's also the risk of your work causing property damage. You need to protect yourself against third-party claims arising from these situations. Public liability insurance will cover legal defence costs and compensation costs should you face a claim against yourself.
Do flooring contractors need professional indemnity insurance?
Mistakes happen; no matter how much attention you pay to detail, sometimes projects don't go to plan. As a flooring contractor, you are liable to pay any legal defence costs and any compensation relating to claims of errors in the design or the installation of your project. Professional indemnity for flooring installers will protect against these costs if a claim is made against you.