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INSURANCE FOR CLEANERS

We're here to help with insurance for cleaning contractors

Whether you provide domestic, commercial or light industrial cleaning services, we know the nature of your work can be dangerous, leaving you, your employees and other individuals open to risks. You need flexible cleaning insurance to protect yourself – and your business. Because we understand the day-to-day risks and unique challenges you face, we’re here to support you by offering:

  • Protection for:
    injuries suffered by a client, contractor or member of the public as a result of your work 
    damage to third party property, including chemical related incidents
    injury, disease or death of an employee or sub-contractors whilst working for you
    vehicles and plant that you own, as well as those you hire in or loan out.
  • Bespoke cover – whether you're a sole trader or manage a team of cleaners, our insurance for cleaners is designed around you. You'll only pay for the cover you need.
  • Professional risk management advice – we'll help to identify your key exposures to risk and how they can be reduced. We're here to arrange the right cleaners insurance that will protect you against these risks.
  • Saving you time – leave the hard work to us; we'll search our selection of the UK's leading and specialist insurers to find the provider that suits you best.
  • Dedicated support – throughout the life of your policy, we'll be on hand to help you with any queries, problems or issues. We'll also support you should you need to make a claim; we'll have you back on track as quickly as possible. 

How our team of cleaning contractors insurance experts can help you

At Marsh Commercial, we're part of a global group with a local community focus. We have over 28,000 contractors who have chosen us to manage their insurance needs. That's almost £130m in gross written premium (GWP); you're in good company. 

You wouldn't think of starting a job without the right equipment. Arranging insurance for your business is no different, so it pays to speak to our professionals – we're here to help you. 

We take time to understand your needs to arrange the cleaning contractors insurance that's right for you. So can focus on your business.

What cover can cleaning contractors insurance offer?*

  • public liability with limits of £2m, £5m or £10m – includes financial loss, inefficacy cover, loss of customers’ keys, criminal acts of employees and misuse of customers’ phones 
  • employers liability
  • product liability
  • professional indemnity cover included automatically, protecting you in the event of professional errors or omissions of up to £500,000. Option to increase limits on request.
  • 24/7 tools cover, including whilst kept in unattended vehicles if kept out of sight.
  • hired in plant
  • tools, plant and equipment including electronic equipment, and portable tools cover. Old for new basis with overnight cover. Usually no minimum security or alarm warranty if kept out of sight.
  • fleet
  • personal accident
  • legal expenses including legal protection and a legal helpline, limit of up to £100,000.

Additional features include:

  • Interest free payment by direct debit
  • No automatic height limit applied to the policy
  • A simple renewal process

*As with all insurance policies, terms and conditions apply. Contact us for full details.

Window cleaners insurance

From working at height or relying on specialist extending pole equipment, we know your work is varied and can be hazardous. It presents different risks to you, your staff or subcontractors, and the general public. So you need window cleaners insurance cover that gives adequate protection against these risks.

Handyman insurance

From fixing the guttering on a five-storey roof to tending to a light fitting in a domestic property, we know your work is varied and presents different risks to you, your staff or subcontractors, and the general public. You need handyman insurance cover that protects against these risks.

Frequently asked questions 

Q
What kind of cleaning contractors do you offer insurance for?
A
We can arrange commercial cleaning insurance, domestic cleaning insurance / house cleaning insurance, carpet cleaning insurance and light industrial cleaning insurance. If you’re unsure about which cover your business needs, please refer to your insurance adviser, who will recommend the best product to suit your business.
Q
How much does domestic cleaning insurance cost?
A
The cost will vary depending on the size of your business and exposure to risk along with other variables. Simply have a chat with us and we can provide a quote based on the information you give us.
Q
Do I need public liability insurance for a cleaning business?
A
Accidents happen; every day, as a cleaning contractor, you and your business are exposed to risks that may cause injury to the public, your customers, as well as property damage. You need to protect yourself against third-party claims arising from these situations. Public liability insurance will cover legal defence costs and compensation costs should you find yourself facing a claim.