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CIVIL ENGINEERING CONTRACTORS INSURANCE

We're here to help with your civil engineering contractors insurance

We know your work can often present risks. Because we understand the day-to-day risks and challenges you face, we developed a specialist civil engineering contractors insurance package that includes:

  • Public liability – protection if you face claims from members of the public who have suffered an injury, damage or loss of personal items as a result of your work.
  • Employers liability – helps to pay compensation if an employee is injured or becomes ill because of the work they have done for you.
  • Protection – for your plant and machinery in the event of theft, malicious or accidental damage.
  • Bespoke cover –  whether you're a sole trader or manage a business, our insurance for civil engineers is designed around you, so you only pay for the cover you need.
  • Professional advice and support – we'll be on hand to help you with any queries, problems or issues you may have. We'll also support you should you need to make a claim.
  • Saving you time – leave the hard work to us; we'll save you time by searching our selection of the UK's leading and specialist insurers to find the provider that suits you best.

How our team of civil engineering insurance experts can help you

At Marsh Commercial, we have over 28,000 contractors who have chosen us to manage their insurance needs. That's almost £130m in gross written premium (GWP); you're in good company. 

At Marsh Commercial, we're part of a global group with a local community focus. Our team of experts has years of experience in supporting contractors in the building and associated industries. 

As a civil engineer, you wouldn't be able to carry out your work without specialist tools and equipment. It's no different when it comes to arranging your business insurance. 

We take time to understand your needs to arrange the engineering contractor insurance that's right for you. So can focus on your business.

What cover options can civil engineering insurance include?*

We can arrange the following areas of cover, depending on your business needs:

  • public liability
  • employers liability
  • subcontractor liability
  • contract works
  • plant
  • vehicles, including directors' cars
  • stored materials
  • tools in transit
  • groundwork risks
  • completed dwellings awaiting sale
  • environmental clean-up.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

Tradesman insurance

We know the nature of your work can present many risks to you, your staff or subcontractors and the general public. You need cover that gives adequate protection against these risks and reassurance for your clients.

Builders insurance

We know the nature of your work carries many risks to you, your staff or subcontractors and the general public. You need cover that gives adequate protection against these risks and reassurance for your clients.

Plant hirers insurance

We know hiring plant is commonplace for many tradesmen and contractors like you working in the building industry. However, it is not without risks: theft, malicious damage, fire, flood, storms or accidental damage. So you need plant hire insurance cover that gives adequate protection.

Frequently asked questions

Q
What insurance does a civil engineering contractor need?
A
As a civil engineer, you need to have public liability insurance in place to protect against risks that may cause injury to the public or your customers. If you employ staff, you're legally required to have employers liability insurance. You may also consider other types of protection, including your tools and your equipment.
Q
Do civil engineering contractors need public liability insurance?
A
Accidents happen. Every day, as a civil engineer, you and your business are exposed to risks that may cause injury to the public, your customers, as well as property damage. You need to protect yourself against third-party claims arising from these situations. Public liability insurance will cover legal defence costs and compensation costs should you find yourself facing a claim.
Q
Do civil engineering contractors need professional indemnity insurance?
A
Sometimes projects don't go to plan. As a civil engineer, you are liable to pay any legal defence costs and any compensation relating to claims of errors in the design or construction of your project or expenses relating to re-doing the project. Professional indemnity for civil engineers will protect against these costs if a claim is made against you.