carpenters insurance

We're here to help with your carpenters insurance

We know the nature of your work can be dangerous, leaving you, your employees and other individuals open to risks. You need flexible carpenters insurance to protect yourself – and your business. 

Because we understand the day-to-day risks and challenges you face, we developed a carpentry business insurance package that forms an essential part of your toolkit, including:

  • Protection for:
    Vehicles – including your work vehicles and hired-in plant and loaned-out plant.
    Property – and materials that are lost or damaged whilst on-site. This includes timber-framed properties under construction.
    Damage – to underground services and environmental clean-up.
  • Bespoke cover - whether you're a sole trader or manage a team of carpenters, our carpenter public liability insurance is designed around you. You'll only pay for the cover you need.
  • Professional advice and support - throughout the life of your policy, we'll be on hand to help you with any queries, problems or issues you may have. We'll also support you if you need to make a claim.
  • Saving you time – leave the hard work to us; we'll search our selection of the UK's leading and specialist insurers to find the provider that suits you best.

How our team of carpenters insurance experts can help you

At Marsh Commercial, we have over 28,000 contractors who have chosen us to manage their insurance needs. That's almost £130m in gross written premium (GWP); so you're in good company. 

At Marsh Commercial, we're part of a global group with a local community focus. Our team of experts have years of experience supporting tradesmen and contractors like you working in carpentry. 

You wouldn't think of starting a job without the right equipment. Arranging insurance for your business is no different, so it pays to speak to our professionals – we're here to help you. 

We take time to understand your needs to arrange the carpenter liability insurance that's right for you. So can focus on your business.

What cover options can carpenters insurance include?

We can arrange the following areas of cover, depending on your business needs:

  • public liability
  • employers liability
  • subcontractor liability
  • contract works
  • plant
  • vehicles, including directors' cars
  • stored materials
  • tools in transit
  • groundwork risks
  • completed dwellings awaiting sale
  • environmental clean-up.

*As with all insurance policies, terms and conditions apply. Contact us for full details.


Joiner insurance

Whether it's building the structure of a house, creating a staircase or making a bespoke kitchen, we know your work is varied and carries different risks. You need joiner insurance that gives adequate protection against these risks.

Plant hirers insurance

We know hiring plant is commonplace for many tradesmen and contractors like you working in the building industry. However, it is not without risks: theft, malicious damage, fire, flood, storms or accidental damage. So you need plant hire insurance cover that gives adequate protection.

Builders insurance

We know the nature of your work carries many risks to you, your staff or subcontractors and the general public. You need cover that gives adequate protection against these risks and reassurance for your clients.

Frequently asked questions

What insurance does a carpenter need?
As a professional carpenter, you need to have public liability insurance in place to protect against risks that may cause injury to the public or your customers. If you employ staff, you're legally required to have employers liability insurance. Professional indemnity insurance will cover any legal costs and damages that you could be liable for, should you or your business make a mistake. You may also consider other types of protection, including your tools and your equipment.
Do carpenters need public liability insurance?
Accidents happen; every day, as a carpenter, you and your business are exposed to risks that may cause injury to the public, your customers, as well as property damage. You need to protect yourself against third-party claims arising from these situations. Public liability insurance will cover legal defence costs and compensation costs should you find yourself facing a claim.
Do carpenters need professional indemnity insurance?
Mistakes happen; no matter how much attention you pay to detail, sometimes projects don't go to plan. As a carpenter, you are liable to pay any legal defence costs and any compensation relating to claims of errors in the design or the construction of your project. Professional indemnity for carpenters will protect against these costs if a claim is made against you.