A support group sat in a circle discussing mental health issues

Insurance for mental health services

Insurance for mental health providers

Our team works with key insurers to provide leading solutions for mental health service providers, helping protect their reputation, tackle everyday challenges, and remain compliant. We service a wide range of mental health support services, including hospitals, inpatient and outpatient services.

  • Care homes
    Cover across all aspects of mental health residential care. Services for all ages from children to elderly.
  • Supported living
    For providers of respite care services, home help, supported housing, supported housing with care and day care services.
  • Rehabilitation
    Facilities providing treatment for addictions such as drug and alcohol addiction.
  • Specialist community services
    Providers offering specialist mental health services for people of all ages, including people in crisis or living with a learning disability or autism.

What our mental health liability insurance covers

In a standard Markel insurance policy, you’ll be covered for:

  • public and products liability
  • professional liability including medical malpractice
  • management liability (executive liability)
  • employers liability.

All mention of enhancements to cover, or of discounts, is in comparison to Markel’s standard open market offering.

Our healthcare insurance advisors 

Our team has decades of experience in the healthcare sector. We recognise every business is unique, and offer our advice and guidance to help you protect your complex world.

We offer a range of services to help you reduce risk, and adapt to your ever-changing world so you are able to focus on your business.

Get in touch with our health and care insurance team

Governing bodies

We are here when you need us. We're dedicated to ensuring our care home insurance products and services keep up with the pace of change. You can be confident any insurance we arrange for you will fully meet the requirements of the following bodies:

  • Care Quality Commission in England (CQC)
  • Regulation Quality Improvement Authority in Ireland (RQIA)
  • Care and Social Services Inspectorate in Wales (CSSIW)
  • Care Inspectorate (CI) and Healthcare Improvement Scotland (HIS)
Efficient claims service

Efficient claims service

Should you need to make a claim, we're here to advise and negotiate on your behalf.

Your Marsh Commercial adviser can manage the process through to settlement - allowing you to focus on running your care business.

Frequently asked questions

The level of cover required is dependent on many factors and we would need to assess the requirements of the business and make recommendations based on the information provided. There are also other factors that can dictate the level of cover needed, such as the types of people you are caring for or local authority requirements to meet the terms of the contract. Yes. Under the Employers’ Liability (Compulsory Insurance) Act, all organisations that have staff require by law to have employers’ liability insurance. If one of your employees suffers an injury or an illness that they believe is a result of their work – they may try to claim compensation.