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Insurance for Surgeries

Dentist insurance

How can we help your dentist surgery?

Insurance is just one way our team can support you and your dental practice.
It’s our job to manage your risks to protect your business, your staff, and the patients you care for.

  • Simplicity
    We understand the pressure you’re under every day and do everything we can to ensure your dentist insurance options are presented simply, expertly, and impartially.
  • Experience
    Recognising every healthcare provider is unique; our care team offers a wealth of experience, takes a long-term view, and tailors your solution to your specific needs.
  • Protection
    We do our due diligence upfront, and a huge amount of work behind the scenes with our panel of insurers, to ensure the cover you have in place is just right for you.

Our health and care advisers

Our team has decades of experience in the health and care sector. We recognise every business is unique, and offer our advice and guidance to help you protect your complex world.

We offer a range of services to help you reduce risk and adapt to your ever-changing world, so you can provide amazing experiences to your patients.

Get in touch with our health and care insurance team

Insurance for dentists

A standard dentist insurance package will allow you to select your sum insured for a number of core covers:

  • Property damage
  • Equipment breakdown
  • Money
  • Employee dishonesty
  • Employers liability
  • Public and products liability
  • Legal expenses (up to £5 million turnover only)

We understand every business is unique, so we have a number of additional cover options that you can select based on your needs.

  • Business interruption
  • Terrorism
  • Personal accident
  • Dispensing errors

Insurance is just one way our team can support your practice. Talk to us about risk management, employee benefits and even commercial covers like cyber that are ever important in today’s healthcare sector.

Management liability

Management liablity

An individual pursuing legal action could put a company director at risk of being held personally liable – putting their livelihood at risk.

Direct care insurance

Cyber liability

Cyber security in the health and care industry has been a growing concern over the past few years. We can advise on a solution for your business.

Doctors surgery insurance, GP practice insurance, surgery insurance

Employment practice liability

This covers your company against defence costs and awards of claims arising, for example, from allegations of sexual harassment or wrongful dismissal by employees.

Zurich Domiciliary Care Product

Corporate legal liability

This covers your company for defence costs and awards associated with a number of events including breach of data protection, health and safety, maladministration of a company pension or other regulatory claims.

Frequently asked questions

The level of public liability cover you need depends on the risks your surgery faces. Cover can be anywhere from £2m to £10m or beyond. We would ask you some questions and then provide a recommendation. The level of cover you need will depend on many factors. We would need to assess your business and the risks it faces, then make recommendations. For example, if you employ staff, you're legally required to have employers liability cover for compensation of at least £5 million, but most policies will offer cover for £10 million.