Care Insurance Made Easy
What care insurance can we help you with?
We have years of experience working with many businesses throughout the care sector, so we know the daily risks you face. We're here to help you manage everyday challenges, protect your reputation, your business and the people you care for.
What type care service are you looking to insure?
Free no obligation health check
We want you to be confident that you and your business are fully protected. If you only realise you don't have the right cover when making a claim, the financial impact could be significant. That's why we're offering you a free, no-obligation insurance health check.
What people like you, say about us
I have found him to be diligent attending to our changing needs and super helpful throughout the process.
Mark and the team at Marsh Commercial are very knowledgeable and readily available to support should we require it.
Care home insurance
Running a care home is rewarding, but we know it can also be very challenging.
We work with insurers who adapt to meet the ever-changing needs of today's care homes. At the same time, our dedicated team has over 25 years of experience in the care sector – we're here for you when you need us.
Insurance for mental health providers
We have years of experience in the healthcare sector. Our team of experts are here to arrange the right mental health liability insurance for your business.
Domiciliary care insurance
We've been supporting businesses in the care sector for over 25 years. Our team of health and care experts have a wealth of experience and expertise, so we can arrange the right protection for your domiciliary care business.
Insurance for individual carers
An individual carers insurance policy gives protection and peace of mind whilst delivering care and support in your community.
Direct care insurance
The direct care policy provides cover if you employ carers or personal assistants in your home. Packages start from just £62.50 per year.
Working with doctors, dentists, and healthcare practices across the UK, we understand the evolving challenges and issues you face. We're here to arrange the right protection for medical and dental professionals like you.
Foster care agency insurance
We understand that the accountability pressures you face for children in your care are increasing. We're here to ensure your insurance cover provides the protection you need.
Frequently asked questions
Yes. We would advise any business to hold such cover, whether you occupy a premises or whether you are working away, or visiting someone’s home.
The level of cover you need will depend on many factors. We would need to assess your business and the risks it faces, then make recommendations. Other influences that can dictate how much cover you need are the types of people you care for, local authority requirements to meet your contract terms and any previous insurance claims you have made. In larger organisations, or where several employees are in one location, we'd recommend increased limits of cover are arranged.
As an employer, you're legally required to have employers liability cover for compensation of at least £5 million, but most policies will offer cover for £10 million.
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It seems remote appointments are here to stay, with telephone and online appointments currently making up half of the total. But what does a shift towards remote GP appointments mean for patients and GPs?
Increased legal and regulatory focus on personal accountability across all sectors, may mean even if your care home has its own liability insurance, it may not protect you as an individual.