Owning an opticians comes with the daily challenge of managing risks while providing excellent service to your customers. We understand the delicate balance needed in your day-to-day operations, knowing that accidents can happen despite your very best efforts.
As FODO's (The Association for Eyecare Providers) preferred business insurance broker, we can secure quotes from A-rated UK insurers that specialise in insurance for optician practices. We can tailor the policy to suit your specific needs, ensuring your coverage aligns with the risks your business faces. Whether it's protecting your equipment, stocked inventory, premises, or ensuring the safety of your staff and customers, we can offer you comprehensive coverage that gives you peace of mind.
If you find your requirements are more unique and fall outside the usual areas that general insurers typically provide cover for, we have access to a wide range of niche and specialist insurers, to provide you with a quotation. These include:
- Premises with flat roofs.
- Risks with high sums insured.
- Start-up businesses.
- Proposals that have had large claims (including fire or flood).
Standard covers
- Accidental damage.
- Contents insurance.
- Book debts/account receivable.
- Business interruption.
- Employers liability.
- Glass.
- Money in safe (if applicable).
- Money on premises.
- Public and products liability.
Optional Covers
- Buildings cover.
- Embedded breakdown.
- Goods in transit.
- Legal expenses.
- Loss of rent receivable.
- Increased cost of working.
- Subsidence.
- Tenants improvements.
- Terrorism.
Our dedicated FODO team will take the time to understand the risks you face and will create a flexible policy that adapts and grows as your business does too. If you’d like to speak to one of our experienced advisers, get in touch today.
