We find you the right level of insurance cover for a range of risks and liabilities that your recruitment agency may face in your day-to-day operations.
We make it our business to help protect you, so insurance is one less thing to worry about. And, because we believe ‘one size doesn’t fit all’, we designed ‘Recruiters Choice’, cover that’s tailored specifically for the needs of recruiters.
Recruiters Choice includes a whole host of covers and benefits and if you are a REC member you will also get a 10% discount.*
Get covered in minutes via our online quote and buy specifically designed for businesses with a turnover of less than £5 million. If your recruitment business has a larger turnover or you would just like to talk with a member of our friendly team - don’t worry we’re only a phone call away.
We’ve been providing insurance solutions for recruiters for over 40 years, so we understand all too well the challenges and insurance risks you face within the recruitment sector.
Whether you’re a start-up recruitment business or a large multinational, we have the recruitment insurance expertise, advice and solutions to help protect your business and manage the risks you face.
‘Recruiters Choice’ is insurance that’s tailored for risks frequently faced by recruiters.
We make it our business to help protect you, so insurance is one less thing to worry about. Our aim is to provide you with flexible insurance cover, complemented with a range of additional benefits at no extra cost.
Get covered in minutes via our online quote and buy specifically designed for businesses with a turnover of less than £5 million. If your recruitment business has a larger turnover or you would just like to talk with a member of our friendly team - don’t worry we’re only a phone call away.
Our aim is to provide you with flexible insurance cover, complemented with a range of additional benefits at no extra cost.
Recruiters Choice offers a range of covers, including but not limited to:
Get covered in minutes via our online quote and buy specifically designed for businesses with a turnover of less than £5 million. If your recruitment business has a larger turnover or you would just like to talk with a member of our friendly team - don’t worry we’re only a phone call away.
*Included as standard, providing the insurer's criteria has been met, and when you purchase either public liability or professional indemnity cover and for companies whose turnover does not exceed £25 million.
**As with all insurance, standard terms and conditions apply. Please contact us for full details.
Employers liability insurance: It’s a legal requirement for recruitment agencies with one or more employees to possess employers liability insurance. This cover helps protect your business by covering the costs in case an employee is injured or falls ill while working for your agency.
Public liability insurance: In the event a member of the public sustains bodily injury, death, or experiences property loss or damage, your business could be held legally responsible for any resulting claims. Public liability insurance financially safeguards your agency in these situations.
Professional indemnity insurance: We strongly recommend that recruitment agencies offering direct services or providing advice to clients take out professional indemnity insurance. This type of cover assists in covering the costs associated with claims for breach of duty, errors, omissions, or negligent advice that may result in financial losses for your clients.
Usually when Class I HGV drivers are supplied and the hirer requests you to have the cover. However, it does not cover road risks required by law. These are still the responsibility of the legal owner or registered keeper of the vehicle under their normal motor cover drivers' negligence insurance cover is limited to a specific amount eg. £10,000 per claim, and subject to a limit of £50,000 in the year. The cover could be affected by the age, experience, or convictions of the driver, so it is vital such details are investigated before the driver is supplied. Remember it is not essential to cover every driver on your books, only those supplied on contracts requiring drivers' negligence cover.
Employer's liability usually provides cover for UK nationals, applicable under UK law. For non-UK nationals, they can be covered under the policy dependent on their duration of stay in the UK. UK nationals working overseas are covered by their UK policy.
If you’re starting a recruitment agency from home, there’re a couple of other things to consider when it comes to your recruitment agency insurance arrangements:
Some policies specifically exclude these types of risks, so you need to ask insurers to extend the cover, which will usually be an additional cost.
As your company name is on the contract with the hirer, the hirer will likely pursue you in the first instance when there is a negligent act, error or omission by the contractor you supplied that costs the hirer money. Furthermore, can you be certain that the contractor has bought adequate insurance cover for themselves? For instance, have they