Architects are responsible for complex designs and project management. Mistakes or oversights can lead to costly claims and damage your reputation. PI insurance safeguards your practice financially and helps you meet professional standards.
Key benefits:
- Hassle free comprehensive PI tailored for architects
- Free tax, legal, and counselling helplines
- Assistance with claims, disputes, and professional risks
Why choose Marsh Commercial?
We make securing professional indemnity (PI) insurance straightforward for architects. As a trusted broker for design professionals, we understand the unique risks faced by architects and their firms. Our specialist team works with A-rated insurers to provide cover that protects you against claims arising from design errors, omissions, or professional negligence. We help you find the right level of protection without the complexity, backed by expert advice so you can focus on delivering innovative and safe designs.
Our comprehensive PI insurance includes legal costs, defence expenses, and compensation payments. We also offer additional benefits like access to expert claims handlers, free advice helplines, flexible payment options, and ongoing support whenever you need it.
Speak to our team of architects PI insurance specialists for a free, no-obligation quote
Standard Covers
- Legal costs and defence expenses
- Compensation payments
- Claims for design errors, omissions, or negligence
- Court attendance costs
- Crisis management and reputation protection
- Run-off cover for past projects
- Cover for contractual liabilities
- Fines and penalties (where insurable)
Optional covers
- Extended or higher cover limits
- Cyber liability and data protection
- Intellectual property rights protection
- Subcontractor and consultant cover
- Project-specific or contract-specific cover
- Worldwide coverage (additional or expanded)
Speak to our team of architects PI insurance specialists for a free, no-obligation quote
Professional indemnity insurance FAQs
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While not always legally required, membership of professional bodies like RIBA or ARB often mandates holding PI cover as a condition of registration or practice.
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Claims related to design errors, omissions, project delays, or professional negligence are typically covered. It also includes legal defence costs and damages awarded to clients.
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Yes, exclusions often include fraudulent acts, criminal conduct, prior known issues, or non-professional activities. Always review your policy carefully.
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The appropriate level depends on your practice size, project scope, and client requirements. Many architects opt for policies ranging from £250,000 to £2 million or more. We can help you determine the right amount.
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It’s best to have cover before starting new projects. Many architects renew annually, and early renewal ensures continuous protection. Contact us at least six weeks before your renewal date.
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Absolutely. PI insurance is available for all practice sizes, including sole practitioners and small firms, to protect against potential claims.
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Premiums vary based on coverage limits, practice size, project types, claims history, and location. Contact us for a tailored quote.
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Notify your insurer immediately and cooperate fully. Avoid admitting liability or making statements without legal advice.
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Implement risk management strategies, maintain detailed documentation, and use clear engagement letters. Regularly reviewing your practices can also help control costs.