Mini fleet insurance is designed for businesses that operate small fleets of vehicles, typically between two and 15 vehicles. It provides tailored coverage options to protect your fleet, drivers, and business assets.
Key benefits:
- Coverage for a variety of vehicle types including cars, vans, and trucks.
- Designed for fleets from two up to 15 vehicles, with an option to extend to 20.
- Multiple coverage levels available: comprehensive, third party, fire and theft, and third party only.
Managing a small fleet of vehicles needs insurance that’s both flexible and comprehensive. Marsh Commercial works with leading insurers to offer tailored coverage for cars, vans, and light trucks. Whether you need comprehensive protection, third party cover, or options for fire and theft, our solutions are designed to meet the unique needs of your business, providing peace of mind on every journey.
Our mini fleet insurance policies can include valuable extras such as:
- Personal effects cover up to £750 per person
- Unlimited loss of keys and car seat cover
- Optional breakdown services with access to the UK’s top providers
- Legal expenses cover for uninsured losses
Speak to our team of experts in mini fleet insurance for a free, no obligation quote.
Standard Covers
- Liability for bodily injury and property damage
- Personal effects Cover (typically up to £750 per person)
- Medical expenses cover (usually up to £500-£750 per person, with total claim limits)
- Loss of keys
- Car seat cover
- Comprehensive, third party, fire and theft, or third party only coverage options
- Coverage for various vehicle types (cars, vans, trucks within fleet size limits)
Optional covers
- Breakdown cover (including pay-on-use and comprehensive breakdown packages)
- Emergency accommodation cover (support for drivers in case of breakdowns away from home)
- Blanket certificate (for easier fleet management and administration)
- Occasional business use cover (where applicable)
- Enhanced cover for electric vehicles (specific to some insurers)
- Trailer cover (optional in some products)
- Uninsured Losses Recovery (Legal Expenses)
Dedicated broker and customer support
At Marsh Commercial, you benefit from dedicated broker and customer support. We combine industry-leading expertise and strong insurer partnerships to deliver solutions that truly understand the unique challenges of managing small fleets. You’re not just getting insurance—you’re gaining a trusted partner committed to protecting your business, supporting your growth, and providing excellent service every step of the way.
Speak to our team of experts in mini fleet insurance for a free, no obligation quote.
Professional indemnity insurance FAQs
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Our mini fleet solutions cover a range of vehicles including cars, vans, and light trucks. Some insurers also offer specific provisions for electric vehicles.
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Standard covers typically include liability for bodily injury and property damage, personal effects cover, medical expenses, loss of keys, car seat cover, and uninsured losses recovery.
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Yes, optional covers may include breakdown cover, emergency accommodation, blanket certificates for easier fleet management, uninsured losses recovery and trailer cover.
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Mini fleet insurance generally covers fleets from two up to 15 vehicles, with some options extending coverage up to 20 vehicles depending on the insurer.
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Occasional business use cover is available with certain insurers and can be added based on your business needs.
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Claims can be made through our dedicated Marsh Commercial support teams or directly via the insurer’s claims service. We provide guidance and support throughout the claims process to ensure a smooth experience.