Welcome to Marsh Commercial, your local insurance broker.
Insurance shouldn’t be painful, after all, it’s there to protect you.
Experience peace of mind knowing you’re getting expert insurance advice, with the right solutions tailored to your needs, from a committed team local to you.
Sole trader, independent or growing corporate. No matter your size, location, or industry, we’ll guide you through all your options, without overwhelming you with complicated jargon. Our goal is to ensure you understand your risks, comply with legal requirements, and meet your contractual obligations.
Plus, with our extensive industry knowledge and strong relationships with the UK’s leading insurers, we’ll negotiate competitive rates and comprehensive insurance cover on your behalf.
A legal requirement for businesses with one or more employees. It covers the damages, compensations costs and legal fees that a current or ex-employee may be entitled to as a result of illness or injury which may have been caused while working for your business.
Recommended for businesses that interact with members of the public. This policy protects you if a third party makes a claim against you as they were accidentally injured, or their property was damaged as a result of your business activities. It covers the cost of legal fees, compensation claims and/or the cost of repairing or replacing damaged property.
Recommended for businesses that provide professional services, such as accountants, architects, or solicitors. It covers the cost of compensation claims made by clients who suffer financial loss because of your professional advice or services you’ve offered.
Designed to protect you from personal liabilities in the face of legal action. An essential cover in today’s increasingly litigious society.
Provides cover for directors’ and officers’ liability, employment practices liability and company legal liability under one simple but effective policy.
Designed to protect businesses against the financial loss resulting from a range of cyber threats and exposures including cybercrime, data breaches and system interruption.
Whatever vehicle you run, we can offer a commercial vehicle insurance solution that meets your needs. Even a forklift!
With our unique and comprehensive policy wording, we can offer you the best possible protection for your buildings, loss of rent, alternative accommodation and legal liability.
Get essential cover for your trade such as public liability, or protection for specialist areas: plant hire, groundwork risks, and cover for completed dwellings awaiting sale.
Not sure what insurance you need?
That’s okay, many of our clients felt the same. Our friendly team are on hand to help you find the business insurance policies you need.
What people like you, say about us
What business insurance do I legally require?
Certain types of insurance, are mandatory under UK law. Specifically:
- Employers liability insurance.
- Third Party Motor Insurance for vehicles used on roads or public places.
The insurance you require from a contractual or regulatory perspective depends on a variety of factors such as the nature of your business and the type of work you do. Some of the most common types of insurance that SMEs in the UK purchase include:
- Employers liability and Public / Products liability
- Property and Contents Insurance
- Professional Indemnity Insurance
You can get covered for property damage, business interruption, employers’ liability, public liability, personal accident cover, money and goods in transit – under one simple policy called Commercial Combined Insurance.
If you’re asking yourself “what type of insurance do it need?”, that’s okay, many of our clients felt the same. Get in touch with one our friendly team to chat it through.
Get a business insurance quote
Call us to speak with one of our insurance experts or get a quote today.
Frequently asked questions
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Whether you’re a sole trader, independent or growing corporate – from small businesses right up to large organisations, no matter your size or what you do, we can help protect you with right the business insurance.
Specialist industries include:
- Construction.
- Contractors and tradesmen.
- Haulage and logistics.
- Health and care.
- Hospitality and leisure.
- Manufacturing.
- Professional services.
- Property and real estate.
- Recruitment.
- Renewable energy.
- Technology.
We can also help protect your boats through our Bishop Skinner Marine brand; arrange specialist insurance policies for talking therapists under our well-known Oxygen brand; and provide cover for high street businesses via our smei brand.
Your family, assets and lifestyle are also equally important to us – learn more about our Private Clients insurance team.
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The insurance you require may depend on a variety of factors such as the nature of your business, the number of employees you have, and the type of work you do. Whilst some types of business insurance are mandatory, like employers liability cover if you have staff, others, such as public liability or professional indemnity insurance, are optional but highly recommended depending on your type of business.
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The cost of business insurance varies widely based on factors such as the type of business, size, location, and coverage options. For an accurate estimate tailored to your needs get in touch with your local office.
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At Marsh Commercial we have a dedicated client portal where you can manage your policy, view your documents, and make payments online. Click here to access the portal.
Not set yours up yet? That’s ok, simply contact your Marsh Commercial adviser who will be able to help.
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The first step in the event of any claim is to let us know about it. Please contact your Marsh Commercial adviser who will then put you in touch with your dedicated claims adviser. Alternatively contact us on 0330 818 7677 or get in touch here.
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At Marsh Commercial we go beyond being just an insurance company or broker. From business continuity planning to health and safety training, and fire risk assessments. Our risk management services are designed to shape responsible business and drive success.
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Yes - our commercial property insurance has been specially designed so that you can protect your business properties under one policy. If you own several commercial properties, we may be able to save you time and money. There’s no need to juggle multiple policies with us on your side.
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Legal expenses insurance provides funding for legal costs and advice if you need to defend against a claim. Read more here to find out if you need it.
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If your business designs, manufactures or sells products, you'll need this insurance. It can cover the costs of claims if a customer is injured by a faulty product or your product causes property damage to some else’s belongings.
