Business insurance for BIFIS members

Fitted interiors. Customised insurance.

Your work is all about the details – your insurance should be too. Marsh Commercial works in association with the BIFIS - the British Institute of Fitted Interiors Specialists (BIFIS) to arrange specialist business insurance for their registered businesses.

You can have the confidence of knowing that the insurance we arrange meets the requirements of BIFIS registration and you and your business are appropriately protected – so there’s one less thing for you to worry about. BIFIS registered businesses also benefit from a 10% discount*.

And we all like to get something for free, right? Well, you’re in luck with our FREE, no obligation business insurance check with one of our expert advisers. But, if you know exactly what cover you need, you can simply get a quote and buy online in a matter of minutes.

The right tools for the job

You wouldn't think of starting a job without the right tools. Arranging insurance for your business is no different, so it pays to deal with reputable insurance experts to assist you:

• A global company, with a local UK community focus – as part of the world’s leading insurance broker and risk adviser, you can be confident we have the experience, expertise and financial stability to support businesses like yours. 
• Built for you – whether you’re a sole trader, have a few people working for you, or manage a large or complex business – we arrange insurance that’s built for you and your business. 
• Saving you time – by using our panel of well-known UK insurers and specialist providers, this means we can arrange the insurance you need rather than you spending your valuable time searching around multiple websites and providers. We often have access to products with enhanced features and benefits that you may not get with a direct insurer or comparison website.  
• FREE, no obligation business insurance check – we will compare the cover, service, and price you're currently getting with what we can arrange. As well as explaining the different levels of cover available, we will also see if you're missing out on valuable enhanced benefits and whether we can save you money too.
• Support for BIFIS registered businesses – our team of insurance experts is on hand to answer any questions you have, resolve issues you encounter, and support you with any claims that may arise.

Insurance protection, simply explained

As your cover is built for you, you can choose from a range of insurances to help protect your business and livelihood from costly claims. Some of the covers we can arrange include:

• Public liability ‒ protects you if you have acted negligently and caused injury to a member of the public or damage to their property.
• Employers liability ‒ is compulsory by law if you have employees within your business, and provides cover if any of your employees, past or present, believe you are responsible for an injury or illness they are suffering and decide to claim. You are not legally required to have employers liability insurance if you only employ family members, however that doesn’t mean you shouldn’t have the cover for added peace of mind and protection.
• Professional indemnity ‒ protects you from errors in testing, certification and design work and also any wrongful advice given to your client.
• Tools and stock ‒ provides cover for accidental damage and theft of your tools and stock.
• Legal expenses ‒ pays for your legal costs against property, employment, tax and contractual disputes.
• Personal accident ‒ provides a weekly benefit for up to a year, in the event of an injury preventing you from working.
• Directors and officers ‒ protects you if you are found personally responsible for a wrongful act in your capacity as a director or officer.