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Insurance for Care Providers

What business insurance do care providers need?

Our 25 years in the care industry has taught us that it is a complex world, and can be as challenging as it is rewarding. Our clients show absolute commitment and devotion to what they do, and because they care – so do we.

We place the same enthusiasm and effort into managing their risks and providing market-leading solutions for their ever-changing businesses. The information below is for care homes and domiciliary care providers.

What insurance cover does a care home require?

The level of insurance your residential care home requires depends on a number of factors including the type of people you care for, and local authority requirements to meet the terms of the contract.

In a standard care home insurance policy, you’ll be covered for:

  • Employers liability.
  • Public and products liability.
  • Professional liability including medical malpractice and abuse cover.
  • Business interruption.
  • Property damage.

We work with a wide range of care home businesses, helping them to protect their reputation, tackle everyday challenges and remain compliant.

What insurance cover does a domiciliary care provider require?

Every care business is unique and our team will always assess your business before recommending any level of cover. If your organisation provides any kind of home help, from personal care to meals on wheels – we can help.

In a standard domiciliary care insurance policy, you’ll be covered for

  • Employers liability.
  • Public and products liability.
  • Professional liability including medical malpractice and abuse cover.
  • Business interruption.
  • Property damage.

Commonly selected optional covers are legal expenses and management liability. Read more about care home insurance  or domiciliary care insurance here.

Caring for your complex world.

Our Health and Care team offers a range of services to help you reduce risk and adapt to your ever-changing world, so you can provide amazing experiences to your clients. 

Get in touch with the Care Team for a quotation on 0113 350 8712 or request a call back.