second home insurance
Do you have appropriate second home insurance?
Whether your second home is a crash pad in the city or a holiday home overseas you’ll want to be confident that if something does go wrong you are covered.
We can provide second home insurance for second homes and holiday homes in the UK and overseas for clients with a UK presence.
- Not just bricks and mortar
We can arrange holiday home insurance that includes swimming pools, terraces, tennis courts, domestic employees and theft (even when the property is unoccupied).
- Around the world
Overseas property insurance can be arranged for your homes so they are covered wherever they are located. *Please refer to our EEA and Swiss Business update.
- Emergency travel
Policies can include the cost of travel to your home in the event of an emergency.
How our prestige insurance experts can help
If your second home is abroad and you aren’t fluent in the language, approaching a local insurer of the country where the home is situated could be problematic due to language barriers. It can also make things more difficult should you ever need to make a claim.
As we are part of Marsh, a global network of experts in risk, strategy and people, however specialist your need or big your ambition we’ll be able to support you. We will work with you to understand your home and lifestyle and arrange holiday home insurance that will help you protect it.
What can second home insurance include?
Contents of the second home
- Multiple homes
We can include all your properties under one insurance policy
Personal dedicated service
Each of our clients and their families have their own dedicated Account Executive looking after them. As our clients' needs change and develop, so do their policies.
We work with a variety of insurers, risk management and security consultants to identify the best ways to improve the protection afforded to our clients' most valuable assets. This means we can provide an impartial solution that works.
Planning an extension or home renovation?
Don't forget to tell your insurers before any work commences or they could decline any claims that may arise. Your home insurance policy will detail the limits of acceptable works that they can cover within your existing policy. In many cases, the best approach may be to arrange a relevant renovation insurance package to cover your home and the building works for the duration of the project.
Prestige car insurance
When purchasing a performance car, considering the engine size, model and interior are some of the first priorities. But, one of the biggest challenges can be finding suitable insurance. Standard insurance cover often falls short when premium or classic vehicles are involved.