Why do you need prestige insurance?
When you and your family have worked hard to be able to enjoy the finer things in life, you deserve the support of a partner who can arrange appropriate protection for you.
- Individually crafted support
We understand the emotional value that you invest in your belongings. This is why we apply the same exacting standards to crafting your prestige insurance solutions.
- Protecting your most valuable assets
When considering your protection requirements it’s important not to overlook the health and wellbeing of yourself and your family.
- Worldwide cover
If you spend prolonged periods overseas we can design cover that moves with you and your family, protecting you and your assets all over the world.
How our prestige insurance team can help
We listen, question, and then listen again to ensure we have a complete understanding of your plans and aspirations before designing a high net worth insurance solution for you.
After all, whether you are looking to insure your fine art or wine collection, want advice on your private medical insurance or want to ensure you are appropriately covered for your next holiday, don’t you want to benefit from advice that’s as individual as you are?
We joined forces with Clark Thomson in 2018 and became both Scotland and the UK’s leading community broker and client advisory business. Working together we will continue our journey to build and shape an exceptional business for our colleagues, clients and communities.
Prestige car insurance
When purchasing a performance car, considering the engine size, model and interior are some of the first priorities. But, one of the biggest challenges can be finding suitable insurance. Standard insurance cover often falls short when premium or classic vehicles are involved.
Prestige home insurance
Are you aware of the true value of your home? Are you confident you know the cost of a full rebuild, or the cost of replacing all your belongings? Property underinsurance is a common problem. Total rebuild costs are often overlooked, leaving many high-value items without cover under “one-size-fits-all” insurance policies. Our prestige home insurance offers more.
Purchasing a policy to insure what you estimate to be the value of your assets might seem easy; but in reality, it really does make sense to seek professional assistance. Working with specialist insurers and consultants, we fully review your requirements and identify the best ways to improve the protection afforded to your most valuable assets.
Protecting you and your family
When considering your protection requirements it's important not to overlook the health and wellbeing of yourself and your family. We can advise on a range of healthcare options including preventative measures such as health screening.
Planning an extension or home renovation?
Don't forget to tell your insurers before any work commences or they could decline any claims that may arise. Your home insurance policy will detail the limits of acceptable works that they can cover within your existing policy. In many cases, the best approach may be to arrange a relevant renovation insurance package to cover your home and the building works for the duration of the project.
Our expertise lies in developing a cohesive strategy to help ensure that your financial arrangements are aligned to your goals. Your personal plan can encompass retirement planning, investments and savings, life insurance and inheritance planning.
The financial world is complex and ever changing, so it’s good to be sure that your financial plans and your family’s security are in safe hands.
When you enjoy a specialist leisure pursuit such as sailing, you deserve the support of a partner who can arrange the most appropriate yacht insurance for you to offer protection both on and off the water.
Second home insurance
When you own a second home (or maybe multiple homes) you will want to ensure that it is as protected as your primary home. By their very nature second homes may have different risk exposures, they aren’t always occupied and they may be overseas.
The latest prestige insurance articles
The last five years has seen a rise in planning applications, but many homeowners fail to inform their insurance company. This could lead to devastating financial disasters.
In the past decade, globally, we’ve seen a rise in companies such as Airbnb, making short term letting a serious consideration for those with an annexe in their home or an investment property they’d prefer to let out on a short term basis or as a holiday rental.
Prestige insurance reviews from our clients
Richard is my main point of contact for our yearly business and I have always found him to be very helpful and informative.
Whilst we're not the largest client, he has always made us feel welcome and important, taking the time to explain the products and advise the best options.