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Buildings and Contents Insurance

We're here to help with your buildings and contents insurance needs

There's no place like home, so whatever stage of life you're enjoying – on the first step of the property ladder, downsizing from your family home or somewhere in between – it's important to have the right home insurance in place to protect your property. 

Arranging protection for your home can be time-consuming and confusing, but we're passionate about ensuring you have the cover that's right for you. We’re here to:

  • Engage and understand 
    while we're part of a world-leading global group with a vast network of specialist insurers, we're also proud of our local community roots and personal approach. Our team of dedicated advisers is on hand to help you find the right buildings and contents insurance that protects your home and your belongings. 
  • Offer proactive advice 
    we know home insurance can sometimes be complicated. Whether you need basic buildings insurance or additional cover to protect your possessions, we'll help make sense of your requirements and give advice that's right for you. 
  • Give ongoing support 
    because of our commitment to client service, if your circumstances change, we will be on hand to ensure you remain appropriately covered and protected year after year.

How our home insurance team can help

Our team of buildings and contents insurance experts are here to support you. We don't just sell insurance. We understand your individual needs, find ways to manage your risks, and arrange cover to protect you. 

We're here to make sure home insurance is one less thing for you to worry about.

Buildings and contents insurance that protects your home and your belongings

Working with financially strong insurers, we can arrange home insurance cover that protects your home and your belongings. 

The right cover – we'll search the market for the right protection for you at the best possible price. 
Confidence – that the things most valuable to you are covered. 
Accidental damage cover – can be added to your policy to protect your possessions. 

 

Travel insurance

Whether your journey is for business or pleasure, we’ll arrange travel insurance that gives you and your loved ones peace of mind, from annual multi-trip cover to single trip travel. Get a travel insurance quote today.

Car Insurance

Finding the best deal for car insurance can mean spending hours trawling the internet. Let our friendly, experienced team do all the hard work and get you a car insurance quote today.

Frequently asked questions

Q
What does building insurance cover?
A

Generally, building insurance covers your property against damage caused by fire, storms, floods, falling trees and branches, subsidence, theft and attempted theft. 

A building doesn't only refer to a house or flat; other types of buildings include domestic outbuildings, garages, terraces and footpaths, even swimming pools and tennis courts. 

Our insurance experts will advise you what is and isn't covered. 

Q
What does contents insurance cover?
A
Contents insurance provides cover for household goods and personal possessions that belong to you and members of your household, as well as goods for which they are legally responsible. Some exemptions include general wear and tear of goods, corrosion, and electrical or mechanical breakdowns.
There’s also the option to protect specific items within the policy cover.
 
Q
Am I covered for accidental damage to my property?
A
Most policies include a limited amount of basic accidental damage cover as standard. Buildings policies generally cover fixed glass, ceramic hobs and sanitary items. Contents policies tend to include audio and visual equipment only. You have the option to include extended accidental damage cover that can provide extra protection in a broader range of scenarios, such as damaging a wire or pipe within a wall during DIY or stains on carpets and soft furnishings.