Menu
…

Residential landlord insurance

Residential landlord insurance - why do you need it?

Residential landlords insurance is there to protect you and your rental property if something goes wrong. It can help you:

  • Recover from a serious incident
    Such as fire or flood damage destroying the property, and protect your loss of rent while repairs are being carried out.
  • Protect your reputation
    If you are held liable for injury or illness affecting the tenant at your property.
  • Shield you financially
    If your property suffers malicious or accidental damage by tenants. Cover can also protect you if you have a period of time that your property is vacant.

Let us help you find the right cover to protect you and your property assets, at the right price.


Property portfolio insurance for residential landlords

Whether you let out a single buy-to-let property or have a large portfolio, we can help you find insurance to protect you and your assets, to help keep the rent flowing. The right cover can give you peace of mind to know that should things go wrong, you’re protected. Get cover immediately and without fuss, and save time by letting us search our UK leading panel of specialist insurers for you.

We’ll listen to you to understand your risks and what cover you require to help make buying your residential landlords insurance as easy as possible.


GET IN TOUCH OR GET A QUOTE

Need to talk to someone? Call us now. Or you can click below to get an online quote.

GET A QUOTE 0330 134 5663

Standard covers

  • Buildings insurance
  • Fixed glass
  • Loss of rent
  • Property owners liability.

Optional covers

  • Employers liability
  • Legal expenses
  • Subsidence
  • Terrorism
  • Accidental damage
  • Loss recovery insurance.

Commercial landlord insurance

Rent out a single retail unit, or a portfolio of office premises? We can help you find the right commercial landlord insurance solution.

FIND OUT MORE

Specialist insurance for holiday properties and landlords

We’ll protect your UK holiday home, cottage, or Airbnb let against those unexpected risks.

FIND OUT MORE

Blocks of flats insurance

If you're responsible for managing purpose built or converted blocks of flats, you need insurance that gives you comprehensive cover. Feel confident that we’ve got you covered. If you're responsible for managing purpose built or converted blocks of flats, you need insurance that gives you comprehensive cover. Feel confident that we’ve got you covered.

FIND OUT MORE

Frequently asked questions

Q
Do I need commercial landlord insurance?
A
Landlord insurance can protect you and your properties if something goes wrong. It can help you recover from incidents like fires or floods, protect loss of rent whilst repairs are going on or if your property is vacant, and it can help defend your reputation if you’re held liable for injury or illness affecting your tenants. It can also cover costs if your property is damaged accidentally or maliciously. If you don’t have landlord insurance, you will likely have to pay for all of these costs yourself.
Q
What does residential landlord insurance cover?
A
Landlord insurance can protect you if your property is affected by a serious incident, like a fire or flood. It can also cover contents or provide protection if you are held liable for injuries sustained in your property, and defend you financially against damage caused by tenants, vandalism or crime. It can also provide extra cover for furnishings, extended vacancy or even short-term lets.
Q
What insurance do landlords need?
A
The type of landlord insurance you need depends on the type and number of properties you have. For example, commercial landlord insurance can provide cover for single retail units or office premises, whereas residential landlord insurance covers properties you rent out for people to live in.
Q
How much is residential landlord insurance?
A
The level of landlord insurance you need will depend on whether you have commercial or residential properties, how many properties you manage, and what covers you require. We have a range of solutions available, so whether you want additional extras to insure your furnishings, cover for extensive unoccupied periods or even short term lets, we can find suitable landlord insurance cover for you.
Q
Why should I use a broker?
A
Using a broker to arrange your insurance may help reduce your workload and the associated time it takes you to search for your insurance. It is our aim to help you get value for money therefore we use the strength of our market position to negotiate with insurers, in advance, the product and premium pricing. We do this to help deliver the right product, at the right price for our clients. To present you with the options available to you, we compare insurance from a panel of UK insurers so that we can recommend a product to suit your business needs.

The latest property management articles

Marsh Commercial Wales supports Cardiff Property Awards 2021

We’re proud to sponsor the Cardiff Property Awards 2021 that celebrate the city’s dynamic property sector. Enter your business for an award today.

View
Spotlight on: Owner controlled insurance programmes (OCIPs)

Undergoing major building works, whether a new build or a significant extension/refurbishment? Learn how owners and developers are enjoying the benefits of an OCIP.

View
Is your second home in the sun protected?

Discover what you can do to help make sure your holiday home in the UK or overseas is adequately protected. 

View