COMMERCIal property Owners insurance

Why do you need commercial property owners insurance?

If you are a property investor who has taken the time to build your commercial property portfolio, regardless of whether you have 1 or 100, protecting your assets is likely to be high on your agenda. You don’t want to experience a loss only to then find out that you are not adequately protected.

  • Market leading cover
    With an unrivalled policy wording, we can offer you the best possible protection for your commercial property portfolio. 
  • Business support
    Harnessing the strength of your portfolio, to help you manage your premiums, identifying any potential cost savings and/or revenue opportunities.
  • Helpful advice
    Providing support in respect of regulatory & compliance issues, helping you stay on top of current legislation and regulations. 

How our property team can help

We understand the hassle that can be associated with arranging commercial property owners' insurance. By providing expert, advice and tailored high quality cover, we aim to make the process of becoming insured as simple and stress-free as possible.

Claims preparation fees

Claims preparation costs included automatically at no extra charge for claims in excess of £25,000. Our dedicated claims consultancy will assist in settling matters quickly and efficiently.

Commercial property owners' insurance, what's included?

Commercial property owners' insurance has been specially designed so that all of your properties are protected under one policy, regardless of use. This means that if you own or manage a number of commercial properties, with us these can be insured together, saving you time and money. There’s no need to juggle multiple policies with us on your side.

With our unique and comprehensive policy wording, we can offer you the best possible protection for your buildings, loss of rent, alternative accommodation and legal liability including:

  • £5m Property Owners' Liability cover
  • 24/7 claims service
  • Cover for damage to landscaped gardens
  • £25,000 cover for contents in communal areas
  • Removing items left by fly tipping 
  • Public Relations Expenses
  • Subrogation Waiver (Managing Agents & Tenants)
  • Failure of Utilities
  • Eviction of squatters
  • Illegal cultivation of drugs
  • Malicious damage by tenants
  • Alternative accommodation/loss of rent
  • Removal of insect nests