Insurance for designers
Professional indemnity (PI) insurance
We understand as a designer, you're an expert in your field, providing a professional service. However, even the most experienced professionals make mistakes, presenting risks to you and your business. It's essential to have the right PI insurance in place that offers the necessary protection.
Here at Marsh Commercial, you can rest assured you're in safe hands. We'll give you:
We know you're dedicated to delivering specialist advice. You can be confident that we're committed to working with leading insurers on your behalf. We'll arrange appropriate cover – on competitive terms.
Our team have a wealth of knowledge in arranging commercial insurance for professionals. We take time to understand your business to ensure that the protection you have in place is suitable for the risks you face.
We're here for you when you need us – from providing tailored advice to walking you through the claims process. So while you focus on supporting your clients, we're here to protect you, making insurance one less thing for you to worry about.
How our team of PI experts can help you
We take time to understand the risks you face as a designer and advise how to manage them. We're here to make sure you have the right PI insurance to protect you and your business.
What cover can PI insurance offer?
If you're responsible for causing financial loss to your client due to inadequate advice, services or designs you have provided, your professional indemnity (PI) policy will protect you. Any legal costs and expenses involved in defending a claim, as well as compensation payable, will be covered.
As a designer, you strive to avoid making mistakes, but occasionally they do happen. PI insurance protects you and your business if your client alleges a financial loss for:
- a breach of a professional duty of care or unintentional breach of contract
- unintentional breach of confidentiality or copyright
- loss of documents or data.
Just as your clients have individual needs, not all PI insurance is the same. We can arrange a policy that provides the right protection you need to support your clients with confidence. You'll receive these benefits as standard on most PI policies:
- capped excess
- free tax advice helpline for you and on behalf of your clients
- instalment facility
- dedicated claims team
- free 24-hour legal and counselling advice helplines for all partners.
Cyber-crime is now more frequent and sophisticated than ever. Cyber liability insurance can help protect against the risk of an attack on your business.
Having the right office insurance is essential to protect you against damage to your office premises or equipment, minimising the interruption to your business that could lead to loss of income.
Frequently asked questions
Read our latest professional indemnity articles
After a challenging few years the PI market is starting to show signs of stabilising. Robert Morris explores the state of the market and what this may mean for premiums.
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