professional indemnity insurance for Charities

Why do you need professional indemnity for charities?

Charity professionals working in any sector: care, education, the arts, and overseas, are at risk of making a mistake that could result in the organisation suffering financial loss. 

For not-for-profit organisations ‒ fraud, employee or volunteer fidelity, impersonation, legislation changes and updates are all risks encountered when offering advice or professional services. 

If your organisation is found responsible for delivering inadequate advice or services that result in financial loss or confidentiality breach, charity professional indemnity insurance will offer protection if it is found liable for any compensation. It will also cover any legal costs incurred while defending the claim.

Having professional indemnity insurance for charities in place to deal with these claims is essential to protect your business and reassure your clients. 

Risk management for charities

In addition to providing protection should your organisation be liable for any compensation payable, our services for charity professionals also include risk management support; we can help mitigate the day-to-day risks. We also have a dedicated in-house claims team to guide you through the claims process step by step to find the right resolution.

What can charity professional indemnity insurance do for you?

Working with leading insurers, we have developed professional indemnity insurance for charities that can provide extensive cover for your organisation.

As well as competitive premiums, our not-for-profit insurance includes cover for:

  • Trustee indemnity.
  • Professional indemnity.
  • Directors and officers liability.
  • Public liability (including abuse).
  • Products liability.
  • Employers liability

Our solution combines competitive value with the following additional benefits: 

  • Automatic renewal facility (subject to criteria).
  • Capped excess.
  • Free tax advice helpline for you and on behalf of your clients.
  • Interest-free instalment facility.
  • Dedicated claims team.
  • Free 24-hour legal and counselling advice helplines for all partners.