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Insurance for Media and technology professionals

Insurance for media and technology professionals

As a media or technology professional, we understand that you're an expert in your field, providing a professional service. However, even the most experienced professionals make mistakes, presenting risks to you and your business. It's essential to have the right professional indemnity (PI) insurance in place that offers the necessary protection.

Here at Marsh Commercial, we can arrange cover that gives you and your business peace of mind. We'll give you:

  • Confidence
    We know you're dedicated to delivering specialist advice. You can be confident that we're committed to working with leading insurers on your behalf. We'll arrange appropriate cover – on competitive terms.
  • Expertise
    Our team have a wealth of knowledge in arranging commercial insurance for professionals. We take time to understand your business to ensure that the protection you have in place is suitable for the risks you face.
  • Service
    We're here for you when you need us – from providing tailored advice to walking you through the claims process. So while you focus on supporting your clients, we're here to protect you, making media insurance one less thing for you to worry about.

How our team of PI experts can help

We take time to understand the risks you face as a media and technology professional and advise how to manage them.

We're here to make sure you have the right media insurance to protect you and your business.

What does professional indemnity insurance do for you?

If you're responsible for causing financial loss to your client due to an error or omission in the services you have provided, your professional indemnity (PI) policy will protect you. Legal costs and expenses involved in defending a claim, as well as compensation payable, will be covered.

As a media and technology professional, you strive to avoid making mistakes, but occasionally they do happen. PI insurance protects you and your business if your client alleges a financial loss for:

  • a breach of a professional duty of care or unintentional breach of contract
  • unintentional breach of confidentiality or copyright loss of documents or data.

Just as your clients have individual needs, not all PI insurance is the same. We can arrange a media insurance PI policy that provides the right protection you need to support your clients with confidence. You'll receive these benefits as standard on most PI policies:

  • capped excess
  • free tax advice helpline for you and on behalf of your clients
  • interest-free instalment facility
  • dedicated claims team
  • free 24-hour legal and counselling advice helplines for all partners.

Policy exclusions and restrictions may exist based on your unique requirements.


Editors and proof-readers

If your client suffers a financial loss for which you are found liable, professional indemnity insurance will protect you and your business from any compensation due. Subject to policy conditions, legal costs incurred defending a claim will be covered.

IT professionals

We understand the pressures and challenges faced by IT professionals. Offering levels of cover to suit your needs, our range of IT contractor professional indemnity insurance products combine competitive value with a range of additional benefits. 

Cyber insurance

Cyber-crime is now more frequent and sophisticated than ever. Cyber liability insurance can help protect against the risk of an attack on your business.

Office insurance

Having the right office insurance is essential to protect you against damage to your office premises or equipment, minimising the interruption to your business that could lead to loss of income.

Management liability portfolio

Also known as Directors and Officers (D&O) insurance, this covers you personally for defence costs incurred during a claim and awards made against you.

Frequently asked questions

Q
What is professional indemnity insurance?
A
If you're found responsible for causing financial loss to your client due to an error or omission in the services you have provided, professional indemnity (PI) cover protects against legal costs and expenses involved in defending a claim, as well as compensation payable.
Q
Who needs professional indemnity insurance?
A
For some professions, regulatory bodies make it compulsory to have PI cover in place to carry out their work. Other professionals must have PI as part of a contractual obligation, whilst many choose this cover because of the protection and security it provides if their advice or service delivered fails to meet a client's expectations.
Q
What does professional indemnity insurance cover?
A
This depends entirely on the policy. You'll need to ensure that it provides adequate cover for your business's professional service and the risks you may face.
Q
How much is professional indemnity insurance?
A
The cost of PI insurance varies depending on different factors, such as the level of cover you need, the number of people you employ, your annual turnover and the risks associated with your business activities.

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