Psychotherapist INSURANCE

Professional insurance for psychotherapists

As a professional psychotherapist your work is all about helping people during some of the most challenging times in their lives.  So, while helping people with their problems can be incredibly rewarding, giving advice and guidance about sensitive aspects of people’s lives brings risk.

To help give you peace of mind and carry out your valuable work with confidence, it’s important to have the right professional insurance in place.

  • Protection
    Oxygen provides professional liability insurance for psychotherapists that is specifically designed to cover your work as a psychotherapist, psychoanalyst, analytical psychologist, psychosexual therapist or counsellor. Underwritten by Hiscox, cover can be extended to include hypnotherapy, CBT, and life coaching.

  • Care 
    We recognise that your psychotherapy practice is unique – characteristics like your therapeutic approach and any specific conditions you specialise in will shape the risks you face and therefore your insurance needs. The Oxygen team will take the time to understand your needs in detail, before tailoring psychotherapist insurance to protect the specific work you undertake.

  • Claims
    We hope you never have to make a claim under your Oxygen insurance for psychotherapists, but if you do, we have a dedicated claims team on hand to help support you throughout the process.

An experienced, specialist team

Oxygen is a specialist provider of insurance for psychotherapists and other people-based professions.

We strive to be a distinctive and refreshingly professional insurance provider that delivers superior products and service. We work hard to design insurance products that drive business value for our customers, protect their livelihoods, and provide a level of service that our customers tell us is exceptional.

Our psychotherapist insurance

We have worked with leading insurer, Hiscox, to design specialist insurance for psychotherapists. A civil liability insurance policy, its main purpose is to help with the cost of defending any civil claims against you as well as any damages or compensation awarded against you. It covers you to work anywhere (excluding USA and Canada, which can be purchased in addition) and includes home-based, online, and telephone therapy.

What our psychotherapist insurance covers:

  • Public and product liability (£10m).
  • Professional indemnity and malpractice.
  • Complaints and disciplinary hearings.
  • Crisis containment.
  • Confidential notes and records.
  • Directors and officers liability.
  • Therapeutic wills.
  • 24-hour commercial assistance and legal helpline.


Optional psychotherapist insurance cover:

  • Employers liability insurance.
  • Cyber insurance.
  • Management liability insurance.
  • Contents insurance.