Motor Trade insurance
Why you need a motor trade insurance specialist
Specialist advice makes buying the right insurance for your business so much easier. We're on hand to take you through the options available to protect your business's property and the work you do.
- Large and small motor trade businesses
From large chains to small garages, we can find cost-effective insurance solutions suitable for most motor trade businesses.
- Motor trade insurance experts
We stay informed with the latest legislation, technology, and economic issues to ensure our advice to you is up-to-date.
- Winning relationships
Our advisers have relationships with industry trade bodies that give us the insight we need to source open-market solutions.
How our motor traders insurance experts can help
We have thousands of motor trade clients and understand your industry and the risks you face. With a breadth of knowledge and experience working with the motor trade industry, we can respond to your needs. We look to offer motor trade insurance solutions to meet the ever present challenges.
CONTACT YOUR NEAREST MOTOR TRADE INSURANCE EXPERT
We have expert advisers all over the UK. To find help near you, input your full postcode below.
What types of motor trade business do we cover?
Whether you're trading vehicles, performing repairs, servicing, valeting, or offering a breakdown service, you will find that we have the right motor traders policy for your needs.
- Accident repair centres
- MOT services
- New and used car dealerships
- Recovery operators
- Vehicle servicing and repair
- Commercial vehicle and HGV specialists
- Road risks
- Vehicle sales
- Tyre fitting
What does our cover include?
Our cover, designed with motor traders in mind, can include the following:
- Motor trade combined cover (including road risks, liability cover, and sales and service indemnity)
- Business interruption
- Property damage
- Engineering inspection
- Loss of MOT licence
- Self-drive hire (where attached to a motor trade business)
- Windscreen damage
- Loan of courtesy car to customers
- Unaccompanied vehicle demonstration
- Vehicle cover for secondary occupations
- Special vehicles (such as high performance vehicles and classic cars)
- Wrongful conversion
- Environmental pollution liability
Commercial Vehicle Insurance
We know that keeping your commercial vehicles on the road is vital for you and your business. Our team can help protect your vehicles with your individual needs in mind, and can include optional extras such as goods in transit insurance.
Vehicle sourcing and finance
Choosing, sourcing, financing, and managing fleets can be hugely time-consuming. Whether you want just one vehicle or a fleet, cars or vans, our expert partners can help you find the right solution.
Fleet risk management
Managing a fleet is a challenge. Add the stress of dealing with claims, and you have a huge job on your hands. Effective risk management can help you to reduce both the cost and frequency of accidents and claims, which can help to reduce your premiums.
The latest articles and updates about commercial vehicles and the motor trade
From February 2019, trucks that don’t meet the latest emissions standards will pay extra tax.
Van drivers are at risk, 89% of Light Commercial Vehicles (LCVs) were stolen last year without the owner’s keys.