Motor Trade insurance

Why you need a motor trade insurance specialist

Specialist advice makes buying the right insurance for your business so much easier. We're on hand to take you through the options available to protect your business's property and the work you do.

  • Large and small motor trade businesses 
    From large chains to small garages, we can find cost-effective insurance solutions suitable for most motor trade businesses.
  • Motor trade insurance experts
    We stay informed with the latest legislation, technology, and economic issues to ensure our advice to you is up-to-date.
  • Winning relationships    
    Our advisers have relationships with industry trade bodies that give us the insight we need to source open-market solutions.

How our motor trader insurance experts can help

We have thousands of motor trade clients and understand your industry and the risks you face. With a breadth of knowledge and experience working with the motor trade industry, we can respond to your needs. We look to offer motor trade insurance solutions to meet the ever present challenges.

What types of motor trade business do we cover?

Whether you're trading vehicles, performing  repairs, servicing, valeting, or offering a breakdown service, you will find that we have the right motor trader insurance policy for your needs. 

  • Accident repair centres
  • MOT services
  • New and used car dealerships
  • Recovery operators
  • Vehicle servicing and repair
  • Commercial vehicle and HGV specialists
  • Road risks
  • Vehicle sales
  • Tyre fitting

What does our motor trader insurance cover include?

Our cover, designed with motor traders in mind, can include the following:

  • Motor trade combined cover (including road risks, liability cover, and sales and service indemnity)
  • Business interruption
  • Property damage
  • Engineering inspection
  • Loss of MOT licence
  • Self-drive hire (where attached to a motor trade business)
  • Computers
  • Windscreen damage
  • Loan of courtesy car to customers
  • Unaccompanied vehicle demonstration
  • Vehicle cover for secondary occupations
  • Special vehicles (such as high performance vehicles and classic cars)
  • Wrongful conversion
  • Environmental pollution liability

Commercial Vehicle Insurance

We know that keeping your commercial vehicles on the road is vital for you and your business. Our team can help protect your vehicles with your individual needs in mind, and can include optional extras such as goods in transit insurance.

Vehicle sourcing and finance

Choosing, sourcing, financing, and managing fleets can be time-consuming. From one vehicle to an entire fleet, cars or vans, our expert partners can help you find the solution that’s right for your business..

Fleet risk management

Effective fleet risk management can help you to reduce the frequency of accidents and the associated claims. It can also reduce your premiums. Every business is different. A haulier is going to operate differently to a van hire company. Design your own risk programme that minimises your fleet risks.