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PAINTER AND DECORATOR INSURANCE

We're here to help with insurance for painters and decorators

You wouldn't think of starting a job without the right equipment. Arranging insurance for your business is no different. It pays to speak to professionals, and that's why we're here to help you.

From erecting scaffolding on a multi-storey building in preparation for a job to working inside someone's home, your work is varied and presents risks. We understand your business and the challenges you face, and can help you find painter and decorator insurance.

  • Your plant, property and work, covered – painter and decorator insurance can provide cover for: tools and equipment that you own, as well as those you hire in or loan out; vehicles and plant; property and materials on-site; injuries sustained while working; and illness caused by the toxic materials you use.
  • Bespoke cover – from sole traders or managers of teams of painters and decorators, our insurance for painters is designed around you. 
  • Professional support – our expert team are on hand to answer any questions you have, resolve issues you encounter, and with any claims that arise.

How our team of painter and decorator insurance experts can help you

At Marsh Commercial, we're part of a global group with a local community focus. Our team of experts have years of experience supporting tradesmen and contractors like you.

We take time to understand your unique needs to arrange the business insurance for painters and decorators that's right for you.

What cover can painter and decorator insurance offer?*

We can arrange the following areas of cover, depending on your business needs:

  • public liability
  • employers liability
  • professional indemnity
  • subcontractor liability
  • contract works
  • plant
  • vehicles, including directors' cars
  • stored materials
  • tools in transit
  • environmental clean-up.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

Carpenters insurance

We know the nature of your work can be dangerous, leaving you, your employees and other individuals open to risks. You need flexible carpenters insurance to protect yourself – and your business. 

Plasterer insurance

Whether you're patching up a few holes in a wall or reconstructing a large proportion of a property, we know your work is varied. It presents different risks to you, your staff or subcontractors, and the general public. So you need plasterers insurance that gives you adequate protection against these risks.

Handyman insurance

From fixing the guttering on a five-storey roof to tending to a light fitting in a domestic property, we know your work is varied and presents different risks to you, your staff or subcontractors, and the general public. You need handyman insurance cover that protects against these risks.

Frequently asked questions

Q
Do painters and decorators need insurance?
A
Because your work is so varied, you face many different daily risks and challenges. It's important to protect yourself against these risks by having the right insurance in place. If your tools are damaged or stolen, you would have to pay to repair or replace them without insurance. This could potentially be a high cost to your business. Your tools and materials could also pose a hazard to members of the public. You should have painters and decorators liability insurance in place to protect against risks that may cause injury to the public or your customers. If you employ staff, you're legally required to have employers liability insurance. Professional indemnity insurance will cover any legal costs and damages that you could be liable for should you or your business make a mistake.
Q
Do painters and decorators need public liability insurance?
A
Accidents happen. Every day, your business is exposed to risks that may cause injury to the public, your customers and anyone visiting your site, as well as property damage. You need to protect yourself against third-party claims arising from these situations. Public liability insurance will cover legal defence costs and compensation costs should you face a claim against yourself.