We're here to help with business insurance for landscape gardeners

We know the range of work you do as a landscape gardener carries a range of risks. So, you should have the right insurance in place to protect you and your business.

Because we understand the day-to-day risks and challenges you face, we arrange insurance for landscapers that offers:

  • Protection for:
    tools and equipment that you own, as well as those you hire in or loan out
    vehicles used for your work
    property and materials that are lost or damaged whilst on-site
    contamination or pollution caused by your work
  • Bespoke cover – whether you're a sole trader or manage a team of landscapers, our landscape gardening insurance is designed around you. You'll only pay for the cover you need.
  • Professional advice and support – throughout the life of your policy, we'll be on hand to help you with any queries, problems or issues you may have. We'll also support you if you need to make a claim.
  • Saving you time – leave the hard work to us; we'll search our selection of the UK's leading and specialist insurers to find the provider that suits you best.

How our team of landscape gardeners insurance experts can help you

At Marsh Commercial, we have over 28,000 contractors who have chosen us to manage their insurance needs. That's almost £130m in gross written premium (GWP); you're in good company. 

At Marsh Commercial, we're part of a global group with a local community focus. Our team of experts have years of experience supporting tradesmen and contractors like you.

You wouldn't think of starting a job without the right equipment. Arranging insurance for your landscape gardening business is no different. It pays to speak to our professionals, and that's why we're here to help you.
We take time to understand your unique needs to arrange the landscape gardeners insurance that's right for you. So can focus on your business and the work you enjoy.

What cover can landscape gardeners insurance offer?*

We can arrange the following areas of cover, depending on your business needs:

  • public liability
  • employers liability
  • subcontractor liability
  • contract works
  • plant
  • vehicles, including directors' cars
  • stored materials
  • tools in transit
  • groundwork risks
  • environmental clean-up.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

Gardeners insurance

We know the range of work you do as a gardener carries a range of risks. So, you should have the right gardeners insurance in place to protect you and your business.

Groundworker insurance

As one of the first tradesmen on-site, we know that your role carries high levels of risk to you, your staff or subcontractors, and the general public. You face many potential unknown dangers, so you need comprehensive groundwork insurance in place to protect against these challenges

Handyman insurance

From fixing the guttering on a five-storey roof to tending to a light fitting in a domestic property, we know your work is varied and presents different risks to you, your staff or subcontractors, and the general public. You need handyman insurance cover that protects against these risks.

Frequently asked questions

Do landscape gardeners need insurance?
You work in all kinds of weather with potentially dangerous equipment, so you need to be prepared for the unexpected. Having comprehensive landscape gardener insurance cover in place is essential to protect yourself and your business from any damage caused by your work. If your tools are damaged or stolen, you would have to pay to repair or replace them without insurance; potentially, this would be a significant cost to your business. Your tools could also pose a hazard to members of the public. As a landscape gardener, you should have landscape gardener public liability insurance in place to protect against risks that may cause injury to the public or your customers. If you employ staff, you're legally required to have employers liability insurance. Professional indemnity insurance will cover any legal costs and damages that you could be liable for should you or your business make a mistake.
Do landscape gardeners need public liability insurance?
Accidents happen. Every day, your business is exposed to risks that may cause injury to the public, your customers and anyone visiting your “place of work”, as well as property damage. You need to protect yourself against claims arising from these situations. Public liability insurance will cover legal defence costs and compensation costs should you face a claim.
Do landscape gardeners need professional indemnity insurance?
Mistakes happen. No matter how much attention you pay to detail, sometimes projects don't go to plan. As a landscape gardener, you are liable to pay any legal defence costs and any compensation relating to claims of errors in the design or the construction of your project. Professional indemnity for landscape gardeners will protect against these costs if a claim is made against you.