We're here to help with insurance for joiners

You wouldn't think of starting a job without the right equipment. Arranging insurance for your business is no different. It pays to speak to professionals, and that's why we're here to help you.

Whether it's building the structure of a house, creating a staircase or making a bespoke kitchen, your work is varied and carries different risks. We understand your business and the challenges you face, and can help you find joiners insurance including:

  • Your plant, property and work, covered ‒ joiners insurance can provide cover for: tools and equipment that you own, as well as those you hire in or loan out; vehicles and plant; property and materials on-site; and contamination or pollution caused by your work.
  • Bespoke cover – from sole traders to managers of teams of joiners, our insurance for joiners is designed around you. 
  • Professional support – our expert team are on hand to answer any questions you have, resolve issues you encounter, and with any claims that arise.

How our team of joiner insurance experts can help you

At Marsh Commercial, we're part of a global group with a local community focus. Our team of experts have years of experience supporting tradesmen and contractors like you.

We take time to understand your needs to arrange the joiner insurance that's right for you.

What cover can joiners insurance offer?*

We can arrange the following areas of cover, depending on your business needs:

  • public liability
  • employers liability
  • subcontractor liability
  • contract works
  • plant
  • vehicles, including directors' cars
  • stored materials
  • tools in transit
  • groundwork risks
  • property and materials that are lost or damaged whilst on-site, including timber-framed properties under construction
  • completed dwellings awaited sale
  • environmental clean-up.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

Carpenters insurance

We know the nature of your work can be dangerous, leaving you, your employees and other individuals open to risks. You need flexible carpenters insurance to protect yourself – and your business. 

Plasterer insurance

Whether you're patching up a few holes in a wall or reconstructing a large proportion of a property, we know your work is varied. It presents different risks to you, your staff or subcontractors, and the general public. So you need plasterers insurance that gives you adequate protection against these risks.

Handyman insurance

From fixing the guttering on a five-storey roof to tending to a light fitting in a domestic property, we know your work is varied and presents different risks to you, your staff or subcontractors, and the general public. You need handyman insurance cover that protects against these risks.

Frequently asked questions

What insurance does a joiner need?
Because your work is so varied, you face many different daily risks and challenges. Therefore, it's essential to protect yourself against these risks by having the right insurance in place. If your tools are damaged or stolen, you would have to pay to repair or replace them without insurance. This could potentially be a high cost to your business. Your tools and materials could also pose a hazard to members of the public. You should have joiners liability insurance in place to protect against risks that may cause injury to the public or your customers. 
If you employ staff, you're legally required to have employers liability insurance. Professional indemnity insurance will cover any legal costs and damages that you could be liable for should you or your business make a mistake.
Do joiners need public liability insurance?
Accidents happen. Every day, your business is exposed to risks that may cause injury to the public, your customers and anyone visiting your place of work, as well as property damage. You need to protect yourself against third-party claims arising from these situations. Public liability insurance will cover legal defence costs and compensation costs should you face a claim.
Do joiners need professional indemnity insurance?
Mistakes happen; no matter how much attention you pay to detail, sometimes projects don't go to plan. As a joiner, you are liable to pay any legal defence costs and any compensation relating to claims of errors in your work. Joiners professional indemnity insurance will protect against these costs if a claim is made against you.